2302 TOWERING OAKS CIRCLE, SEFFNER, FL, 33584
Active16 days on marketListed Jul 7, 2026MLS #TB8526209
About this home
2302 TOWERING OAKS CIRCLE
FANTASTIC LOCATION ! PRIVATE POOL HOME W/SCREEN ENCLOSURE ! VERY LOW HOA AND NO CDD ! FENCED-IN BACK YARD ! Come See This 4 Bedroom 3 Bathroom 2 Car Garage Home That Has “Just Shy” Of 2,100 Square Feet Of Living Area With “Almost” 2,800 Square Feet Under Roof Located At 2302 Towering Oaks Circle Seffner, Fl 33584 ! THIS HOME HAS SO MUCH POTENTIAL ! Your Kitchen Offers: 42” Cherry Wood Cabinets W/Crown Molding, Granite Counter Tops, Well Appointed Backsplash, Some Stainless Steel Appliances, Closet Pantry And Nook Area Is Perfectly Positioned Looking Over Your PRIVATE POOL, LANAI AND BACKYARD ! Your Private Owners Suite IS HUGE And Features: Garden Tub W/Separate Shower, Two Walk-In Closets, Separate Vanities Each With Its Own Sink And Slider That Leads To The Back Porch & Pool Area ! With Some TLC And A Few Upgrades This Home/Property CAN BE ABSOLUTELY FABULOUS ! It’s Hard To Find A Private Pool Home At This Price ! Sellers Plan On Putting On A New Roof Prior To Closing And Buyer Can Pick Their Own Color ! This Home Has Volume/Tall Ceilings In Living Areas, Lots Of Natural Light, All Appliances Are Included Along With Washer/Dryer, Ceiling Fans & Some Window Treatments AND BACKYARD IS FULLY FENCED-IN ! This Home Is Located Near Shopping, Restaurants, Schools, Hospital, Churches AND YOU CAN BE ON INTERSTATE I-75 OR I-4 WITHIN 10 MINUTES ! So Close To Downtown Tampa, Wesley Chapel, Plant City And Riverview In A Very Short Drive ! COME START LIVING YOUR BEST FLORIDA LIFESTYLE POSSIBLE IN YOUR NEW POOL HOME ! Please Call Your Agent Today To Schedule Your Private Showing At This Home Located 2302 Towering Oaks Circle Seffner, Florida 33584 ! LOTS OF OPPORTUNITY HERE WITH THIS PROPERTY !
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,082
Sqft
0.19 ac
Lot size
2
Garage
1999
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,326 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,326/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Seffner actives
$192 vs $225
Days on market
16 vs 22 typical
Where $192/sqft sits among the 81 Seffner actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seffner
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seffner. See the full Seffner guide →
SEFFNER 33584 — neighborhood snapshot
Population
27,172
Median age
41.8
Median income
$68,330
Median home value
$280,700
Avg household
2.68
Households w/ children
3,144
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seffner market
$365K → $350K
Seffner median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
45 of 81
Seffner actives have cut their price
Median sold price, Seffner, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the SEFFNER 33584 median. See the full Seffner market guide →
Paper trail
This home's history
Reality check
What actually sold near 2302 TOWERING OAKS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$415,000
2213 TOWERING OAKS CIRCLE · same community
4 bd · 3 ba · 2,077 sqft · $200/sqft · 58 DOM
Sold · Apr ’26$350,000
2332 TOWERING OAKS CIRCLE · same community
4 bd · 2 ba · 2,286 sqft · $153/sqft · 8 DOM
Sold · Jul ’26$395,000
1304 GANGPLANK DRIVE
3 bd · 2 ba · 2,063 sqft · $191/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2302 TOWERING OAKS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2302 TOWERING OAKS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2302 TOWERING OAKS CIRCLE FAQs
What would the monthly payment be for 2302 TOWERING OAKS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,326/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2302 TOWERING OAKS CIRCLE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2302 TOWERING OAKS CIRCLE?+
The most recent tax bill on record (2025) was $7,012. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2302 TOWERING OAKS CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seffner?+
At $400,000, this home is priced right at the Seffner median.
Which schools are assigned to 2302 TOWERING OAKS CIRCLE?+
Burnett Middle School (middle), Bailey Elementary School (elementary), Strawberry Crest High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA EXECUTIVE REALTY · Brian Allen. MLS #TB8526209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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