353 BAY ARBOR, OLDSMAR, FL, 34677
Pending14 days on marketListed Jul 9, 2026MLS #TB8526135
About this home
353 BAY ARBOR
Move-in ready 3-bedroom, 2-bath home located in the highly desirable gated Bay Arbor community of Oldsmar! This beautifully maintained home has been prepped and ready for its new tenants, featuring a brand-new roof and fresh paint inside and out—just bring your bags and move right in.The spacious split-bedroom floor plan offers both privacy and functionality. The large primary suite is a true retreat, complete with a separate office or sitting area, dual sink with make-up vanity, a relaxing Jacuzzi tub, and a separate walk-in shower. The open kitchen overlooks the family room, creating the perfect space for everyday living and entertaining. Step outside to the screened patio and enjoy peaceful conservation views with no rear neighbors. Additional features include an inside laundry room with washer and dryer included, generous storage space, and a two-car garage. Residents of Bay Arbor enjoy a gated setting with community amenities including a pool, playground, and beautifully maintained grounds. Conveniently located near shopping, dining, parks, Tampa International Airport, top-rated Gulf beaches, and major commuting routes to both Pinellas and Hillsborough Counties. Don't miss this opportunity to lease a beautifully updated home in one of Oldsmar's most sought-after communities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,032
Sqft
0.15 ac
Lot size
2
Garage
2001
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$183 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$183/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oldsmar actives
$2 vs $227
Days on market
14 vs 43 typical
Where $2/sqft sits among the 155 Oldsmar actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Lake Woodlands
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oldsmar. See the full Oldsmar guide →
East Lake Woodlands — neighborhood snapshot
Population
7,647
Median age
53
Median income
$107,049
Median home value
$399,307
Avg household
2
Households w/ children
583
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oldsmar market
$360K → $355K
Oldsmar median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
93 of 155
Oldsmar actives have cut their price
Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OLDSMAR 34677 median. See the full Oldsmar market guide →
Paper trail
This home's history
Reality check
What actually sold near 353 BAY ARBOR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$600,000
341 BAY ARBOR BOULEVARD · same community
3 bd · 2 ba · 2,034 sqft · $295/sqft · 72 DOM
Sold · Nov ’25$617,000
357 VENTURA DRIVE · same community
3 bd · 2 ba · 2,176 sqft · $284/sqft · 8 DOM
Sold · Jul ’26$575,000
364 VENTURA DRIVE · same community
3 bd · 2.5 ba · 2,237 sqft · $257/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 353 BAY ARBOR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 353 BAY ARBOR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
353 BAY ARBOR FAQs
What would the monthly payment be for 353 BAY ARBOR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $183/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 353 BAY ARBOR?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oldsmar?+
At $3,200, this home is listed about 99% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.
Which schools are assigned to 353 BAY ARBOR?+
Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OLDSMAR 34677 market on paper
$3,200 is 99% below the OLDSMAR 34677 median of $259,900, and at $2/sqft it sits under the Oldsmar average of $246.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TAM BAY REALTY LLC · Natalie Spencer. MLS #TB8526135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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