Eric Chery
$889,000$899,9004 bd3.5 ba3,003 sqft$296 /sqft$5,902 /mo all-in ↓

4084 LIGUSTRUM DRIVE, PALM HARBOR, FL, 34685

Active16 days on marketListed Jul 8, 2026MLS #TB8526056

Reduced $11KWaterfrontPrivate poolSingle Family ResidenceLYNNWOOD PH 1

Come see it

Upcoming open house

Sat, Jul 25

12:00 PM – 2:00 PM

About this home

4084 LIGUSTRUM DRIVE

Welcome to this beautifully updated 4-bedroom, 3.5-bath pool home in the desirable Lynnwood neighborhood of Lansbrook. Built with solid block construction and offering a 3-car garage, this home features a functional 3-way split floor plan that provides privacy, flexibility, and comfortable everyday living. Formal living and dining rooms provide inviting spaces for entertaining and flow into the heart of the home: a well-appointed kitchen featuring a Jenn-Air cooktop, double ovens, Bosch dishwasher (2024), and new quartz countertops, backsplash, and sink (2026). A concealed cabinet-style door opens to a spacious walk-in pantry, providing exceptional storage and a distinctive custom detail. The primary suite is a private retreat with two large walk-in closets and an ensuite bath featuring custom maple cabinetry, travertine finishes, a double vanity, soaking tub, walk-in shower, and private water closet. Two secondary bedrooms share an updated bath, while the fourth bedroom is privately located at the rear of the home and offers convenient access to the upgraded pool bath, making it ideal for guests or multigenerational living. Upstairs, the versatile bonus room includes a large walk-in closet and updated half bath, creating flexibility for a fifth bedroom, home office, media room, or playroom. Engineered hardwood flooring extends throughout the bedrooms, family room, and bonus room, while crown molding, custom wood shutters add polished character. All bathrooms have been upgraded with travertine stone, and custom maple cabinetry. The office and pool bath feature custom poplar wood wainscoting with dimensional detailing and decorative moldings. Enjoy peaceful pond views and no direct rear neighbors from the screened lanai, enhanced by a panoramic screen opening for unobstructed views. The outdoor living area features a saltwater pool and spa remodeled in 2024, with a premium Wet Edge pebble-and-glass-bead finish, travertine pool deck, and custom-fabricated travertine drain covers for a seamless look. Additional updates include a new roof and exterior paint in 2026, new front-yard sod in 2026, and dual-source irrigation that can operate on either well or county water. Lansbrook residents enjoy miles of shaded walking trails, parks, playgrounds, and courts for pickleball, volleyball, soccer, and basketball. The community also offers private Lake Tarpon access with a boat ramp, fishing pier, and picnic areas. Conveniently located near highly sought-after schools, the Pinellas Trail, YMCA, golf courses, shopping, dining, and Tampa International Airport, this home offers an exceptional combination of upgrades, privacy, and Florida lifestyle.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,003

Sqft

0.42 ac

Lot size

3

Garage

1998

Year built

Two

Levels

$296

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Travertine
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Refrigerator · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$138/mo
Taxes (2025)$5,683/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Deed Restrictions · Park · Playground · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,902 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,797
PMI (est., until 20% equity)$333
Property tax — 2025 actual bill$474
HOA fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $88,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $88,900
Interest rate6.00%
Loan term

Estimated payment

$5,902/mo

Principal & interest$4,797
PMI (est., until 20% equity)$333
Property taxes (actual bill)$474
HOA / condo fee$138
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $889K
$623KedgeAI estimate $818,891 · range $649K$921K$958K

vs edgeAI estimate

+8.6%

$/sqft vs Palm Harbor actives

$296 vs $259

Days on market

16 vs 42 typical

Where $296/sqft sits among the 400 Palm Harbor actives

78
86
99
72 · this home
33
32
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lansbrook Village

Map of 4084 LIGUSTRUM DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lansbrook Village — neighborhood snapshot

Population

5,604

Median age

49

Median income

$140,957

Median home value

$625,945

Avg household

3

Households w/ children

606

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

207 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 144% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $889,000 $11K
Jul 8, 2026Listed at $899,900 · 16 days on market since
1998Built · LYNNWOOD PH 1

Reality check

What actually sold near 4084 LIGUSTRUM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4007 LIGUSTRUM DRIVESold · Dec ’25

$785,000

4007 LIGUSTRUM DRIVE · same community

5 bd · 3.5 ba · 2,986 sqft · $263/sqft · 13 DOM

5264 KARLSBURG PLACESold · May ’26

$650,000

5264 KARLSBURG PLACE · same community

4 bd · 3 ba · 2,878 sqft · $226/sqft · 166 DOM

5216 KERNWOOD COURTSold · Jul ’26

$935,000

5216 KERNWOOD COURT · same community

5 bd · 4 ba · 3,265 sqft · $286/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4084 LIGUSTRUM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4084 LIGUSTRUM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4084 LIGUSTRUM DRIVE FAQs

What would the monthly payment be for 4084 LIGUSTRUM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,902/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4084 LIGUSTRUM DRIVE?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4084 LIGUSTRUM DRIVE?+

The most recent tax bill on record (2025) was $5,683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4084 LIGUSTRUM DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $889,000, this home is listed about 137% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4084 LIGUSTRUM DRIVE?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$889,000 runs 144% above the PALM HARBOR 34685 median — but at 3,003 sqft it's also nearly twice the size of the typical Palm Harbor listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Cypress Woods Elementary School, East Lake High School, Tarpon Springs Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $899,900, now $889,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Karen Thomas. MLS #TB8526056.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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