4365 4TH ISLE DRIVE, HERNANDO BEACH, FL, 34607

COASTAL LIVING AT ITS FINEST! Welcome to this beautifully UPDATED ELEVATED WATERFRONT HOME with DIRECT GULF ACCESS, perfectly positioned on an OVERSIZED CORNER LOT in one of Hernando Beach's most desirable CUL-DE-SAC locations. Boasting 147 FEET OF SEAWALL, expansive canal frontage, and a REAR WESTERN EXPOSURE for breathtaking Florida sunsets, this exceptional property delivers the ultimate waterfront lifestyle for boaters, anglers, kayakers, and nature lovers alike. The oversized driveway provides ample space for your BOAT, RV, TRAILERS, GOLF CARTS, AND GUEST PARKING, while the oversized 2-CAR GARAGE offers abundant storage for all your coastal gear. The spacious backyard offers ROOM FOR A CUSTOM POOL and the perfect setting for outdoor entertaining or relaxing while enjoying peaceful water views and frequent wildlife sightings including dolphins and manatees. The 1347 SF air condioned upper level has 3 bedroom and 2 bathrooms as well as a bright OPEN-CONCEPT GREAT ROOM featuring SOARING VAULTED CEILINGS, abundant natural light, and NEW LUXURY VINYL PLANK FLOORING throughout the main living area. The COMPLETELY RENOVATED KITCHEN is the centerpiece of the home with GRANITE COUNTERTOPS, WHITE SHAKER CABINETRY WITH CROWN MOLDING, STAINLESS STEEL APPLIANCES, a large breakfast bar, and seamless flow into the dining and living areas--ideal for entertaining. Large BAY WINDOWS and SLIDING GLASS DOORS showcase stunning waterfront views and open to the SCREENED LANAI, creating effortless indoor-outdoor living perfect for enjoying morning coffee, evening cocktails, and Florida sunsets. The primary suite features private lanai access, a WALK-IN CLOSET, and an ENSUITE BATH with a new DOUBLE-SINK VANITY and WALK-IN TILED SHOWER. The SPLIT FLOOR PLAN offers two additional guest bedrooms on the far end of the home, including one with a charming bay window and built-in bench. The guest bathroom has a tiled tub/shower combo with a NEW VANITY. Upstairs laundry with front-loading washer and dryer adds convenience. The lower level offers a 2 car garage as well as an additional 600SF of AIR-CONDITIONED space that can be utilized as additional flex space including a FULL BATHROOM, KITCHENETTE, and multiple FLEX AREAS ideal for a HOME OFFICE, MEDIA ROOM, GAME ROOM, FITNESS ROOM, GUEST SUITE, OR ENTERTAINING SPACE. Sliding glass doors lead to a covered waterfront patio and direct access to the backyard, seawall, and FLOATING DOCK. This property offers very reasonable HOMEOWNERS INSURANCE of 2,578 dollars per year for an owner occupant and new FLOOD INSURANCE of APPROX. 2,827 dollars per year. Located in the sought-after waterfront community of HERNANDO BEACH, this home offers QUICK DIRECT GULF ACCESS for boating, fishing, scalloping, kayaking, paddleboarding, and endless waterfront recreation. Hernando Beach is a vibrant coastal community known for its relaxed Florida lifestyle with GOLF CART ACCESS, NO HOA, NO DEED RESTRICTIONS, and SHORT-TERM RENTALS ALLOWED, making it ideal for full-time residents, snowbirds, and investors alike. Convenient access to marinas, waterfront dining, tiki bars, shopping, hospitals, top-rated schools, Weeki Wachee Springs, and the Suncoast Parkway provides easy commuting to Tampa and surrounding areas.