MAYO STREET, PALM HARBOR, FL, 34683
Active22 days on marketListed Jul 2, 2026MLS #TB8525595
About this home
MAYO STREET
Now is your time to discover the unparalleled opportunity to craft your coastal dream home on this 100x197 lot, ideally situated along the pristine shores of the Gulf. Enjoy the breathtaking panoramic views - this expansive property offers ample space to create a private oasis that perfectly blends luxury, relaxation, and evenings watching the sun dip below the horizon, reflecting its brilliance on the tranquil waters. Whether you envision a contemporary masterpiece or a charming coastal retreat, this lot provides the perfect canvas for your architectural vision. Generous Dimensions: Ample space to design your home, pool, outdoor living areas, and more. Unmatched Privacy: Perfectly positioned to offer both seclusion and proximity to local amenities. Located within a vibrant yet serene coastal community, you’ll enjoy nearby dining, shopping, and recreational activities, all while being immersed in the tranquil beauty of Florida living! This isn’t just a property; it’s an opportunity to live a life framed by beauty, serenity, and the magic of the Gulf Coast. Seller has a second, larger parcel noted in photos.
Facts & features
The home at a glance
0.45 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,490 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,490/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 235% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near MAYO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$910,000
628 MAYO STREET · same community
4 bd · 3.5 ba · 1,873 sqft · $486/sqft · 49 DOM
Sold · Oct ’25$370,000
602 MCCOSH AVENUE
1 bd · 1 ba · 273 sqft · $1,355/sqft · 48 DOM
Sold · Feb ’26$58,000
667 YAWL LANE
1 bd · 1 ba · 628 sqft · $92/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about MAYO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for MAYO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
MAYO STREET FAQs
What would the monthly payment be for MAYO STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,490/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on MAYO STREET?+
The most recent tax bill on record (2025) was $16,735. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at MAYO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,375,000, this home is listed about 267% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to MAYO STREET?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,375,000 runs 235% above the PALM HARBOR 34683 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Scott McNay. MLS #TB8525595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Harbor homes, in your inbox
Like MAYO STREET but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →