Eric Chery
$289,9002 bd2 ba1,237 sqft$234 /sqft$2,961 /mo all-in ↓

215 CLAYS TRAIL, OLDSMAR, FL, 34677

Active18 days on marketListed Jul 6, 2026MLS #TB8525574

CondominiumHEATHERWOOD UNIT ONE CONDO

About this home

215 CLAYS TRAIL

Maintenance free condo living in the sought after community of “Heatherwood” within the gates of prestigious East Lake Woodlands! This lovely first floor, fully remodeled end unit offers you over 1,200 sq ft of fine Florida living. Boasting 2 bedrooms, 2 bathrooms and 1 car garage, this modern open concept floor plan is ideal for family gatherings and entertaining. Lavish comfort from floor to ceiling as you enter to luxury vinyl flooring and soaring ceilings in the spacious great room with an abundance of natural light in your living and dining areas. Gorgeous, updated kitchen overlooks the great room with a convenient breakfast bar, white soft close cabinetry including cabinet pantry, granite countertop, dual undermount stainless steel sink and SS appliances including a ceran top range (2025), built-in microwave, dishwasher (2025) and 3 door refrigerator (2025). Extend your living and entertaining outdoors through the sliding glass doors to the screened lanai area with generous outdoor seating space for family enjoyment. The luxury vinyl flooring continues throughout the ideal split bedroom layout. Privacy prevails! The primary bedroom is located off of the great room and offers an elegant double door entry. The ensuite features white, soft close cabinetry, dual vanities with granite countertops, undermount sinks, linen and wall closets, a full walk-in shower with designer tile accents, ledge seat and glass door. The secondary bedroom is located on the opposite side of the home and features a wall closet & ceiling fan. The updated hall bathroom is designed with a single vanity, granite counter with undermount sink, and a tub/shower combination. A perfectly situated hallway laundry closet leads to the garage. Additional features include AC 2020, WH 2024. The HOA includes exterior maintenance and grounds, community pool, water, sewer, trash, cable, internet and exterior insurance. This premium homesite is just steps away from the community pool! The home is zoned for exceptional schools and near to all, restaurants, shopping, medical and of course the famed Gulf beaches are nearby. The recently renovated Ardea Country Club lies within the gates of East Lake Woodlands. The club offers several levels of membership and has an impressive array of amenities including 2 championship golf courses, 2 resort style heated pools, 12 pickleball courts, 14 clay tennis courts, state-of-the-art fitness center, restaurant and bar. Magnificent home in a prime, convenient location… carefree Florida living!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,237

Sqft

3 ac

Lot size

1

Garage

1988

Year built

One

Levels

$234

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$618/mo
Taxes (2025)$4,181/yr
PetsSize Limit, Yes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,961 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$348
Condo fee — from the listing$618
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,147
Interest rate6.00%
Loan term

Estimated payment

$2,961/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$348
HOA / condo fee$618
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$150KedgeAI estimate $196,686 · range $156K$225K$301K

vs edgeAI estimate

+47.4%

$/sqft vs Oldsmar actives

$234 vs $227

Days on market

18 vs 43 typical

Where $234/sqft sits among the 154 Oldsmar actives

30
29
28 · this home
25
21
21
$141–174$174–207$207–240$240–272$272–305$305+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside East Lake Woodlands

Map of 215 CLAYS TRAIL inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

East Lake Woodlands — neighborhood snapshot

Population

7,647

Median age

53

Median income

$107,049

Median home value

$399,307

Avg household

2

Households w/ children

583

For the school run

Pinellas County School District

ElementaryForest Lakes Elementary School★★★★
MiddleJoseph L. Carwise Middle School★★★★
HighEast Lake High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$360K$355K

Oldsmar median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

93 of 154

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $289,900 · 18 days on market since
1988Built · HEATHERWOOD UNIT ONE CONDO

Reality check

What actually sold near 215 CLAYS TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

207 CLAYS TRAIL UNIT 207Sold · Jan ’26

$268,000

207 CLAYS TRAIL UNIT 207 · same community

2 bd · 2 ba · 1,237 sqft · $217/sqft · 28 DOM

531 CANAL WAYSold · Mar ’26

$350,000

531 CANAL WAY

2 bd · 2 ba · 1,226 sqft · $285/sqft · 23 DOM

527 JETSTAR LANESold · Aug ’25

$355,000

527 JETSTAR LANE

3 bd · 2 ba · 1,249 sqft · $284/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 215 CLAYS TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 215 CLAYS TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

215 CLAYS TRAIL FAQs

What would the monthly payment be for 215 CLAYS TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,961/mo — principal and interest, the actual property-tax bill, the $618/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 215 CLAYS TRAIL?+

The association fee works out to $618 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 215 CLAYS TRAIL?+

The most recent tax bill on record (2025) was $4,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 215 CLAYS TRAIL?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oldsmar?+

At $289,900, this home is listed about 15% below the Oldsmar median of $342,450. The market section on this page shows how the area is trending.

Which schools are assigned to 215 CLAYS TRAIL?+

Forest Lakes Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$289,900 runs 12% above the OLDSMAR 34677 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $618/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Forest Lakes Elementary School, Joseph L. Carwise Middle School, East Lake High School — Forest Lakes Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTEC GROUP INC · Nancy Leslie. MLS #TB8525574.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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