9045 RIDGE ROAD, SEMINOLE, FL, 33772
Active18 days on marketListed Jul 6, 2026MLS #TB8525557
About this home
9045 RIDGE ROAD
Classic charm meets modern convenience in this beautifully updated Seminole pool home, where every major improvement has already been completed and every space has been thoughtfully designed for comfortable Florida living. Meticulously maintained and tastefully renovated over the years, this 3-bedroom, 2-bath residence offers 1,524 square feet of inviting living space that blends timeless character with today's most sought-after features. Warm hardwood floors welcome you into the light-filled living areas, creating an inviting flow that leads to the heart of the home—a beautifully remodeled kitchen featuring custom shaker cabinetry, granite countertops, stainless steel appliances, a subway tile backsplash, abundant storage, and a spacious island perfect for gathering with family and friends. Beautifully updated bathrooms, fresh interior paint, and custom window shutters throughout further enhance the home's clean, timeless aesthetic. Beyond the cosmetic updates, this home offers the confidence that comes with extensive improvements already in place, including a dimensional shingle roof (2024), updated electrical panel (2024), automated irrigation system with a dedicated well, A/C and ductwork (2017), water heater (2019), new rain gutters (2026), an updated screened in pool enclosure (2021), updated double-paned windows, and beautiful paver decking surrounding the pool (2021). Designed for year-round enjoyment, the screened lanai and sparkling pool create the perfect setting for quiet mornings, weekend barbecues, or relaxing after a day at the beach. The updated paver patio offers plenty of room for outdoor dining and entertaining, while the fully fenced backyard provides both privacy and comfort. The location is just as impressive. Situated in desirable Flood Zone X, where flood insurance is not currently required, the home places you just minutes from some of Pinellas County's best amenities. Everyday conveniences—including Publix, Fresh Market, Aldi, and Seminole City Center—are all within approximately two miles. Seminole City Center offers an exceptional mix of shopping, restaurants, entertainment, and year-round community events, while nearby Lake Seminole Park, Walsingham Park, Millennium Park, Seminole City Park, and the Pinellas Trail provide endless opportunities to enjoy the outdoors. St. Petersburg College and the Seminole Recreation Center are within walking or biking distance, and the award-winning Gulf beaches are only about a 10-minute drive away. Convenient access to the Gateway Expressway, Ulmerton Road, and I-275 makes commuting throughout Tampa Bay simple. Beautifully updated, exceptionally maintained, and ideally positioned in one of Seminole's most desirable locations, this home offers more than modern finishes and quality improvements—it offers a lifestyle defined by convenience, comfort, and the very best of Florida living!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,524
Sqft
0.17 ac
Lot size
2
Garage
1968
Year built
One
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,709 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,709/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Seminole actives
$384 vs $253
Days on market
18 vs 44 typical
Where $384/sqft sits among the 299 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Ridge Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
East Ridge Lake — neighborhood snapshot
Population
426
Median age
46
Median income
$73,865
Median home value
$373,700
Avg household
3
Households w/ children
63%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
169 of 299
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 200% above the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9045 RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$565,000
11245 69TH AVENUE
3 bd · 2 ba · 1,568 sqft · $360/sqft · 59 DOM
Sold · Apr ’26$250,000
10751 71ST AVENUE
3 bd · 2.5 ba · 1,584 sqft · $158/sqft · 44 DOM
Sold · Aug ’25$435,000
7571 RIDGE ROAD
3 bd · 2 ba · 1,624 sqft · $268/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9045 RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9045 RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9045 RIDGE ROAD FAQs
What would the monthly payment be for 9045 RIDGE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,709/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9045 RIDGE ROAD?+
The most recent tax bill on record (2025) was $2,077. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9045 RIDGE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $585,000, this home is listed about 42% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9045 RIDGE ROAD?+
Richard O Jacobson Technical High School At Seminole (high), Seminole Elementary School (elementary), Osceola Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$585,000 runs 200% above the SEMINOLE 33772 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Richard O Jacobson Technical High School At Seminole, Seminole Elementary School, Osceola Middle School — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ARK REALTY · Jake Snyder. MLS #TB8525557.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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