9950 BRANCHING SHIP TRACE, WESLEY CHAPEL, FL, 33545
Active18 days on marketListed Jul 6, 2026MLS #TB8525030
About this home
9950 BRANCHING SHIP TRACE
Welcome to this beautifully maintained home in the highly desirable Watergrass community of Wesley Chapel! Built in 2023, this move-in-ready residence offers the perfect blend of modern style, comfort, and low-maintenance living. Step inside to an open-concept floor plan filled with natural light, featuring a spacious living and dining area that flows seamlessly into the contemporary kitchen with stylish cabinetry, ample counter space, and modern appliances—perfect for everyday living and entertaining. The thoughtfully designed split-bedroom layout provides privacy, while the primary suite offers a relaxing retreat with a walk-in closet and an en-suite bathroom. Two additional bedrooms provide flexibility for family, guests, or a home office. Enjoy relaxing mornings or peaceful evenings on the covered lanai overlooking the backyard. Located in the sought-after Watergrass community, residents enjoy resort-style amenities, including a clubhouse, swimming pools, playgrounds, parks, walking trails, and more, all with convenient access to shopping, dining, top-rated schools, hospitals, and major highways. Don't miss the opportunity to own this beautiful, like-new home in one of Wesley Chapel's most desirable communities. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,461
Sqft
0 ac
Lot size
2
Garage
2023
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,863 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,863/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs Wesley Chapel actives
$235 vs $200
Days on market
18 vs 32 typical
Where $235/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
206 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 9950 BRANCHING SHIP TRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$329,990
31426 PAPER BIRCH STREET
3 bd · 2.5 ba · 1,463 sqft · $226/sqft · 135 DOM
Sold · Nov ’25$339,990
31420 PAPER BIRCH STREET
3 bd · 2.5 ba · 1,463 sqft · $232/sqft · 64 DOM
Sold · Dec ’25$320,000
31412 PAPER BIRCH STREET
3 bd · 2.5 ba · 1,463 sqft · $219/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9950 BRANCHING SHIP TRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9950 BRANCHING SHIP TRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
9950 BRANCHING SHIP TRACE FAQs
What would the monthly payment be for 9950 BRANCHING SHIP TRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,863/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9950 BRANCHING SHIP TRACE?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9950 BRANCHING SHIP TRACE?+
The most recent tax bill on record (2025) was $5,534. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9950 BRANCHING SHIP TRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $343,000, this home is listed about 21% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9950 BRANCHING SHIP TRACE?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Maria Gonzalez. MLS #TB8525030.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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