1981 TEMPLE TERRACE, CLEARWATER, FL, 33764
Active24 days on marketListed Jun 29, 2026MLS #TB8524328
About this home
1981 TEMPLE TERRACE
Welcome to this beautifully updated 3-bedroom, 3-bathroom home with a 2-car garage, offering nearly 1,900 square feet of comfortable living space in a desirable Clearwater neighborhood. This home has been refreshed with brand-new flooring throughout and fresh interior paint, creating a bright, modern feel from the moment you walk in. The spacious floor plan features a large living room, separate family room, and dedicated dining area, providing plenty of room for entertaining or everyday living. The oversized primary suite is a true retreat with a generous walk-in closet and private en-suite bath. Two additional bedrooms are well-sized and share a conveniently located full bathroom, while a third full bath is perfect for guests. Enjoy Florida living year-round from the screened porch overlooking the backyard. The spacious 2-car garage offers ample room for vehicles, storage, and hobbies. Conveniently located near shopping, restaurants, parks, top-rated schools, and just minutes from Clearwater's world-famous beaches, this move-in-ready home combines space, comfort, and an unbeatable location. Highlights: 3 Bedrooms | 3 Full Bathrooms 2-Car Garage Fresh Interior Paint Brand-New Flooring Throughout Spacious Living Room & Separate Family Room Dedicated Dining Area Large Primary Suite with Walk-In Closet Screened Porch Convenient Clearwater Location Near Beaches, Shopping & Dining Don't miss your opportunity to own this beautifully updated Clearwater home. Schedule your private showing today! HVAC 2019 and ROOF 2017
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,879
Sqft
0.18 ac
Lot size
2
Garage
1957
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,249 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,249/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.2%
Days on market
24 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sherwood Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Sherwood Heights — neighborhood snapshot
Population
282
Median age
40
Median income
$81,510
Median home value
$409,100
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1981 TEMPLE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1981 TEMPLE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1981 TEMPLE TERRACE FAQs
What would the monthly payment be for 1981 TEMPLE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,249/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1981 TEMPLE TERRACE?+
The most recent tax bill on record (2025) was $4,036. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $434,900, this home is listed about 58% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1981 TEMPLE TERRACE?+
Belcher Elementary School (elementary), Largo High School (high), Largo Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of PROFESSIONAL REAL ESTATE MGMT · Robyn Humphreys. MLS #TB8524328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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