4822 PORTOBELLO CIRCLE, VALRICO, FL, 33596
Active24 days on marketListed Jun 29, 2026MLS #TB8524192
About this home
4822 PORTOBELLO CIRCLE
Welcome to Bloomingdale Cove, where comfort, space, and Florida living come together in one exceptional home. Nestled on a beautifully landscaped homesite with a private fenced backyard, this impressive Suarez-built residence offers 5 bedrooms, 3 full bathrooms, and a thoughtfully designed floor plan that provides the perfect balance of open gathering spaces and private retreats. For added peace of mind, the roof was replaced in 2022. From the moment you step inside, you're welcomed by abundant natural light, soaring ceilings, and spacious formal living and dining areas accented by beautiful slate flooring. At the heart of the home, the expansive family room flows effortlessly into the kitchen and casual dining area, creating an ideal setting for both everyday living and entertaining. The kitchen features granite countertops, abundant cabinetry, generous prep space, and a large breakfast nook with plenty of room for family meals or casual gatherings. The spacious primary suite is a true retreat, offering direct access to the covered, screened lanai and sparkling pool through sliding glass doors. The en-suite bath is designed for relaxation with dual vanities, a soaking tub, separate walk-in shower, and a large walk-in closet. Four additional bedrooms provide flexibility for family, guests, home offices, fitness space, or hobbies, and two additional full bathrooms ensure comfort for everyone. Step outside to your own private backyard oasis. The covered, screened lanai overlooks the inviting pool, creating the perfect setting for year-round entertaining, weekend barbecues, or simply relaxing in the Florida sunshine. The fully fenced backyard offers both privacy and room to enjoy outdoor living. Residents of Bloomingdale Cove enjoy access to a private neighborhood park featuring a playground, basketball court, and scenic trails leading to the Alafia River. Conveniently located near shopping, dining, top-rated schools, golf, and everyday conveniences, the community also offers easy access to major commuter routes, including nearby HART Park-and-Ride service to MacDill Air Force Base and the VA Hospital. With no CDD fees and a low HOA, this home offers the perfect combination of location, lifestyle, and value.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,410
Sqft
0.15 ac
Lot size
2
Garage
2001
Year built
One
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,164 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,164/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Valrico actives
$220 vs $218
Days on market
24 vs 34 typical
Where $220/sqft sits among the 195 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valrico
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
109 of 195
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the Valrico median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 4822 PORTOBELLO CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$500,000
2245 EAGLE BLUFF DRIVE · same community
4 bd · 2 ba · 2,449 sqft · $204/sqft · 7 DOM
Sold · Jul ’26$556,500
3901 NORTHRIDGE DRIVE · same community
4 bd · 2.5 ba · 2,458 sqft · $226/sqft · 84 DOM
Sold · May ’26$402,640
3805 BELL GRANDE DRIVE · same community
4 bd · 2.5 ba · 2,556 sqft · $158/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4822 PORTOBELLO CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4822 PORTOBELLO CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4822 PORTOBELLO CIRCLE FAQs
What would the monthly payment be for 4822 PORTOBELLO CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,164/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4822 PORTOBELLO CIRCLE?+
The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4822 PORTOBELLO CIRCLE?+
The most recent tax bill on record (2025) was $7,594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4822 PORTOBELLO CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $529,000, this home is listed about 11% above the Valrico median of $474,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8524192.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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