2409 E 38TH AVENUE, TAMPA, FL, 33610
Active19 days on marketListed Jul 6, 2026MLS #TB8524034
About this home
2409 E 38TH AVENUE
Under Construction. COMING SOON – Discover this beautiful new construction home by OTAC Homes, thoughtfully designed with approximately 1,594 heated square feet and 1,858 total square feet of comfortable living space. This 3-bedroom, 2-bath residence features a desirable split-bedroom floor plan, an open-concept living area, a spacious kitchen overlooking the main living space, indoor laundry, and a 1-car garage. The primary suite is designed with dual vanities and a walk-in closet, while the secondary bedrooms provide flexibility for family, guests, or a home office. Relax on the covered front porch or rear porch and enjoy convenient access to Downtown Tampa, Ybor City, major highways, shopping, dining, and entertainment. Construction is currently underway. Seller may consider contributing toward buyer’s closing costs with acceptable terms. Contact the listing agent for construction updates, available builder incentives, and estimated completion information.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,594
Sqft
0.12 ac
Lot size
1
Garage
2026
Year built
One
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,292 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,292/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.8%
$/sqft vs Tampa actives
$301 vs $303
Days on market
19 vs 33 typical
Where $301/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Tampa Business & Civic
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
East Tampa Business & Civic — neighborhood snapshot
Population
6,168
Median age
36
Median income
$48,663
Median home value
$190,062
Avg household
3
Households w/ children
759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
174 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2409 E 38TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$369,900
2209 E 19TH AVENUE
4 bd · 2 ba · 1,589 sqft · $233/sqft · 16 DOM
Sold · Nov ’25$210,000
1006 E 17TH AVENUE
3 bd · 2 ba · 1,579 sqft · $133/sqft · 5 DOM
Sold · Jan ’26$280,000
1808 E COLUMBUS DRIVE UNIT 2
2 bd · 2.5 ba · 1,620 sqft · $173/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2409 E 38TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2409 E 38TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2409 E 38TH AVENUE FAQs
What would the monthly payment be for 2409 E 38TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,292/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2409 E 38TH AVENUE?+
The most recent tax bill on record (2025) was $1,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $479,900, this home is listed about 3% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2409 E 38TH AVENUE?+
Middleton High School (high), Potter Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Monye Cato. MLS #TB8524034.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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