1349 ANCHOR BEND DRIVE, RUSKIN, FL, 33570
Active29 days on marketListed Jun 25, 2026MLS #TB8523304
About this home
1349 ANCHOR BEND DRIVE
Virtually Staged. Price Improvement! Welcome to this beautifully designed 4-bedroom, 2-bath home offering over 1,900 square feet of thoughtfully designed living space in the desirable Shell Cove community of Ruskin. Built in 2022, this move-in-ready home features a modern open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating the perfect space for everyday living and entertaining. The well-appointed kitchen showcases stainless steel appliances, abundant cabinetry, a spacious center island, and a pantry for added storage. The private primary suite offers a relaxing retreat with a walk-in closet and an en-suite bath featuring a large vanity and a spacious walk-in shower. Three additional bedrooms provide flexibility for family, guests, or a home office. Residents of Shell Cove enjoy exceptional community amenities, including a resort-style pool, playground, dog park, scenic ponds, and walking trails. Just minutes away, you'll find a marina, boat club, waterfront dining, and public beach access, making it easy to enjoy boating, fishing, and the best of Florida's coastal lifestyle. Conveniently located near US-41 and I-75, with easy access to Tampa, St. Petersburg, Bradenton, shopping, dining, medical facilities and schools this beautiful home offers the perfect blend of comfort, convenience, and modern Florida living.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,926
Sqft
0.14 ac
Lot size
2
Garage
2022
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,017 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs SHELL COVE PH 1
$171 vs $166
Days on market
29 vs 51 typical
Where $171/sqft sits among the 12 homes for sale in SHELL COVE PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
8 of 12
SHELL COVE PH 1 have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1349 ANCHOR BEND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$314,900
932 OCEAN SPRAY DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $171/sqft · 59 DOM
Sold · May ’26$325,900
1353 OCEAN SPRAY DRIVE · same community
4 bd · 2 ba · 1,846 sqft · $177/sqft · 62 DOM
Sold · Mar ’26$314,900
1328 OCEAN SPRAY DRIVE · same community
3 bd · 2 ba · 1,846 sqft · $171/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1349 ANCHOR BEND DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1349 ANCHOR BEND DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1349 ANCHOR BEND DRIVE FAQs
What would the monthly payment be for 1349 ANCHOR BEND DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,017/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1349 ANCHOR BEND DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1349 ANCHOR BEND DRIVE?+
The most recent tax bill on record (2025) was $9,042. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1349 ANCHOR BEND DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $329,900, this home is listed about 6% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Cindy Greco. MLS #TB8523304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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