Eric Chery
$535,000$565,0002 bd2 ba1,315 sqft$407 /sqft$3,982 /mo all-in ↓

6504 SURFSIDE BOULEVARD UNIT 8, APOLLO BEACH, FL, 33572

Active27 days on marketListed Jun 26, 2026MLS #TB8523282

Reduced $30KWaterfrontCondominiumTHE TIKI BAY CONDO

About this home

6504 SURFSIDE BOULEVARD UNIT 8

Wake up to breathtaking Tampa Bay sunrises and unwind each evening with spectacular sunsets from this beautifully updated waterfront penthouse condominium in the heart of Apollo Beach. Offering panoramic open-water views stretching from downtown St. Petersburg to Tampa, this exceptional residence combines luxury, comfort, and an unbeatable coastal lifestyle. This unique tri-level condominium features 2 bedrooms, 2 bathrooms, and two private outdoor living spaces designed to capture the beauty of the surrounding waterways. The covered waterfront terrace is the perfect place to relax while watching dolphins play, boats cruise by, and the sun melt into the bay. For added peace of mind, the main roof and terrace roof were replaced in 2026. Inside, the thoughtfully renovated interior showcases staggered tile flooring, abundant storage, and elegant finishes throughout. The kitchen is both functional and stylish, featuring marble countertops, stainless appliances, a breakfast bar, built-in wine cooler, and a window overlooking the community pool and spa. The secondary bedroom and a full bathroom complete the main level. Just a few steps up, the impressive great room welcomes you with soaring 20-foot vaulted ceilings, exposed wood beams, and a stunning floor-to-ceiling stone fireplace. Triple sliding glass doors flood the space with natural light while framing uninterrupted waterfront views that truly become the centerpiece of the home. Roll-down hurricane shutters provide effortless storm protection for the great room's expansive glass doors, offering peace of mind without compromising the spectacular waterfront vistas. The private upper-level primary suite offers a quiet escape with decorative crown molding, dual closets, and a beautifully remodeled en-suite bathroom featuring a quartz double vanity and a frameless glass walk-in shower. A built-in office nook enjoys incredible bay views, making working from home anything but ordinary. Additional features include a private 10' x 12' storage room, one assigned covered carport, one additional assigned parking space, and generous storage throughout. Residents enjoy resort-style amenities including a sparkling waterfront pool, relaxing spa, expansive paver patio, and beautifully maintained common areas designed for entertaining while overlooking Tampa Bay. The location is equally impressive. The Apollo Beach Marina is conveniently located directly across the street, while the Apollo Beach Nature Preserve is just a short walk away, offering scenic walking trails, a beach, fishing, wildlife viewing, and some of the area's most breathtaking sunsets. Enjoy dining at local favorites like Circles Waterfront at Lands End Marina and Finn's Dockside Bar & Grill, both just minutes away, along with nearby waterfront parks, shopping, and entertainment. Whether you're looking for a full-time residence, seasonal getaway, or weekend escape, this home delivers the best of Florida waterfront living. Conveniently located approximately 30 minutes from downtown Tampa with easy access to St. Petersburg, Sarasota, and the Gulf Coast's award-winning beaches, you'll enjoy the perfect balance of relaxation and accessibility. Rare opportunities like this don't come along often—experience panoramic waterfront views, beautifully updated interiors, and the coastal lifestyle that makes Apollo Beach one of Tampa Bay's most desirable waterfront communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,315

Sqft

0 ac

Lot size

1985

Year built

Three Or More

Levels

$407

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationBlock
ViewWater
FacesWest
ParkingAssigned · Covered · Ground Level
ExteriorBalcony · Hurricane Shutters · Lighting · Private Mailbox · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,229/yr
PetsYes
CommunityBay/Harbor Front · Waterfront · Community Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,982 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2025 actual bill$436
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$3,982/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$436
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $535K
$193KedgeAI estimate $218,844 · range $201K$262K$556K

vs edgeAI estimate

+144.5%

Days on market

27 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apollo Beach

Map of 6504 SURFSIDE BOULEVARD UNIT 8

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

APOLLO BEACH 33572 — neighborhood snapshot

Population

25,045

Median age

43.8

Median income

$113,775

Median home value

$430,900

Avg household

2.59

Households w/ children

3,126

For the school run

Hillsborough County School District

ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $535,000 $30K
Jun 26, 2026Listed at $565,000 · 27 days on market since
1985Built · THE TIKI BAY CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6504 SURFSIDE BOULEVARD UNIT 8 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6504 SURFSIDE BOULEVARD UNIT 8 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

6504 SURFSIDE BOULEVARD UNIT 8 FAQs

What would the monthly payment be for 6504 SURFSIDE BOULEVARD UNIT 8?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,982/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6504 SURFSIDE BOULEVARD UNIT 8?+

The most recent tax bill on record (2025) was $5,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6504 SURFSIDE BOULEVARD UNIT 8?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $535,000, this home is listed about 9% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6504 SURFSIDE BOULEVARD UNIT 8?+

Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$535,000 runs 19% above the APOLLO BEACH 33572 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $565,000, now $535,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH TAMPA · Brenda Wade. MLS #TB8523282.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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