Eric Chery
$374,900$384,9003 bd2 ba1,256 sqft$298 /sqft$2,669 /mo all-in ↓

4909 70TH STREET E, PALMETTO, FL, 34221

Active34 days on marketListed Jun 20, 2026MLS #TB8521597

Reduced $10KSingle Family ResidenceFOSTERS CREEK

Come see it

Upcoming open house

Sat, Jul 25

1:00 PM – 3:00 PM

About this home

4909 70TH STREET E

Welcome to this beautifully updated 3-bedroom, 2-bathroom home in a non-flood zone, fully renovated inside and out with quality materials and thoughtful upgrades. The home features brand-new hardwood flooring, fresh interior and exterior paint, all-new baseboards and trim, updated lighting throughout, new outlets and switches, and an upgraded electric fireplace set against a Soho-tile accent wall. The kitchen has been completely rebuilt with new cabinetry, stone countertops, a full stone backsplash, custom hardwood accents, a coffee bar with floating shelves, and commercial-grade Forno appliances including a gas stove. Both bathrooms are fully renovated with new vanities, stone counters, new tile, updated plumbing, and a new stall shower plus new closet in the primary suite. Exterior improvements include a one-year-old roof, all-new fencing, new landscaping, a widened paver walkway, porcelain tile accents at the entry and garage, and a freshly updated lanai with a new high-quality roof and new screens. A new sliding glass door opens to the backyard with turf, pavers, a louvered shed with tin roof, and a green wall feature. The home is 100% generator-ready with a professionally installed transfer setup for propane or gas—ideal for storm season. Additional updates include new door hardware throughout, upgraded garage lighting, and work completed under the home. Truly move-in ready with every major improvement already done. Located in the desirable Palmetto area, this home offers quick access to I-75, I-275, US-41, and US-301, making commuting to St. Pete, Tampa, Bradenton, and Sarasota incredibly convenient. Nearby you’ll find shopping, dining, parks, schools, and everyday essentials, plus easy access to the Manatee River waterfront and local marinas. The neighborhood provides a peaceful residential setting while still being close to major conveniences and Gulf Coast attractions. Call today to schedule your private tour!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,256

Sqft

0.14 ac

Lot size

2

Garage

2000

Year built

One

Levels

$298

Per sqft

FireplacePets allowed

Inside

FlooringTile · Hardwood
AppliancesCooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorGarden · Private Mailbox · Private Yard · Sliding Doors

Community & fees

HOA fee$57/mo
Taxes (2025)$946/yr
PetsYes
CommunityLake · Dog Park · Park

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,669 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$79
HOA fee — from the listing$57
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,122
Interest rate6.00%
Loan term

Estimated payment

$2,669/mo

Principal & interest$2,207
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$79
HOA / condo fee$57
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$246KedgeAI estimate $268,680 · range $256K$276K$390K

vs edgeAI estimate

+39.5%

$/sqft vs Palmetto actives

$298 vs $206

Days on market

34 vs 55 typical

Where $298/sqft sits among the 400 Palmetto actives

95
149
75
36 · this home
16
29
$126–173$173–221$221–269$269–317$317–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fosters Creek

Map of 4909 70TH STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Fosters Creek — neighborhood snapshot

Population

515

Median age

40

Median income

$82,841

Median home value

$443,100

Avg household

3

Households w/ children

68%

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

211 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $374,900 $10K
Jun 20, 2026Listed at $384,900 · 34 days on market since
2000Built · FOSTERS CREEK

Reality check

What actually sold near 4909 70TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4811 69TH COURT ESold · Sep ’25

$310,000

4811 69TH COURT E · same community

3 bd · 2 ba · 1,422 sqft · $218/sqft · 30 DOM

4710 69TH COURT ESold · Aug ’25

$374,326

4710 69TH COURT E · same community

4 bd · 2.5 ba · 2,047 sqft · $183/sqft · 71 DOM

2805 49TH STREET ESold · Mar ’26

$402,500

2805 49TH STREET E

3 bd · 2 ba · 1,408 sqft · $286/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4909 70TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4909 70TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

4909 70TH STREET E FAQs

What would the monthly payment be for 4909 70TH STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,669/mo — principal and interest, the actual property-tax bill, the $57/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4909 70TH STREET E?+

The association fee works out to $57 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4909 70TH STREET E?+

The most recent tax bill on record (2025) was $946. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4909 70TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $374,900, this home is listed about 6% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4909 70TH STREET E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8521597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palmetto homes, in your inbox

Like 4909 70TH STREET E but not quite? A daily digest of every new listing in Palmetto — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Eric to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 1:46 PM UTC. The listing information on this page last changed on July 24, 2026 at 1:46 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 1:46 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 1:46 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.