2384 HOUNDS TRAIL, PALM HARBOR, FL, 34683
Active42 days on marketListed Jun 19, 2026MLS #TB8521474
About this home
2384 HOUNDS TRAIL
Virtually Staged. PRICED TO SELL!! Reduced by $10,000! |LOCATION| Welcome to Fox Lake, a charming gated community in Palm Harbor! Located in Flood Zone X (no flood insurance required), this beautifully maintained 3-bedroom, 2.5-bath home is zoned for highly rated Sutherland Elementary, Palm Harbor Middle, and Palm Harbor University High School. Fox Lake also offers exceptional rental flexibility with short-term, seasonal, and annual rentals permitted. |LIFESTYLE| Live where others vacation! Spend your weekends enjoying award-winning Gulf beaches, kayaking, boating, biking the Pinellas Trail, Downtown Dunedin, Tarpon Springs Sponge Docks, Safety Harbor, Clearwater Beach, St. Pete Beach, and vibrant downtown St. Petersburg. Tampa’s Hyde Park, Water Street, Raymond James Stadium, Benchmark International Arena and Port Tampa Bay are all within easy reach. Tampa International Airport just 35 minutes away. Florida’s famous natural springs, including Weeki Wachee, make for an easy day trip. |COMMUNITY| Fox Lake offers resort-style amenities including a heated pool, clubhouse, fitness center, playground, tennis, pickleball, basketball courts, and dog walking stations. HOA dues include cable, internet, trash, sewer, landscaping, exterior pest prevention, pressure washing, exterior painting, and gated security. |FEATURES| Unlike many attached townhomes, this home offers a unique layout with only a partial shared wall for added privacy. Inside you’ll find waterproof scratch-resistant vinyl flooring, quartz countertops, soft-close shaker cabinetry, stainless steel appliances, smart home technology, and a spacious primary suite with a walk-in closet. Major updates include a 2020 roof, 2023 HVAC, 2023 water heater, whole-home water softener, and reverse osmosis drinking water system.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,485
Sqft
0.03 ac
Lot size
1993
Year built
Two
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,014 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,014/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs Palm Harbor actives
$229 vs $258
Days on market
42 vs 42 typical
Where $229/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fox Chase
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Fox Chase — neighborhood snapshot
Population
1,908
Median age
36
Median income
$43,983
Median home value
$197,824
Avg household
2
Households w/ children
479
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
210 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2384 HOUNDS TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$310,000
2415 GUN FLINT TRAIL · same community
3 bd · 2.5 ba · 1,485 sqft · $209/sqft · 2 DOM
Sold · Aug ’25$235,000
2373 HOUNDS TRAIL · same community
3 bd · 2.5 ba · 1,485 sqft · $158/sqft · 43 DOM
Sold · Aug ’25$325,000
2409 GUN FLINT TRAIL · same community
3 bd · 3 ba · 1,600 sqft · $203/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2384 HOUNDS TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2384 HOUNDS TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2384 HOUNDS TRAIL FAQs
What would the monthly payment be for 2384 HOUNDS TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,014/mo — principal and interest, the actual property-tax bill, the $414/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2384 HOUNDS TRAIL?+
The association fee works out to $414 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2384 HOUNDS TRAIL?+
The most recent tax bill on record (2025) was $3,466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2384 HOUNDS TRAIL?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $339,900, this home is listed about 9% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2384 HOUNDS TRAIL?+
Sutherland Elementary School (elementary), Palm Harbor University High (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34683 market on paper
$339,900 is 15% below the PALM HARBOR 34683 median of $400,000, and at $229/sqft it sits under the Palm Harbor average of $269.
02Strong assigned schools
Sutherland Elementary School, Palm Harbor University High, Palm Harbor Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $349,900, now $339,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Kelly Burja. MLS #TB8521474.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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