2883 MANDARIN PLACE, PALM HARBOR, FL, 34684
Active28 days on marketListed Jun 26, 2026MLS #TB8521394
About this home
2883 MANDARIN PLACE
Virtually Staged. Nestled on a quiet cul-de-sac in a desirable Palm Harbor location, this spacious 4-bedroom, 3-bath home offers comfortable living and plenty of room to entertain. A bright and welcoming living room greets you upon entry, while the updated kitchen features a center island, ample cabinetry, and an open layout that flows into the main living areas. The family room showcases soaring ceilings and a cozy fireplace, creating a warm gathering space for family and friends. Just beyond, the Florida room provides additional living space and overlooks the backyard retreat. The generously sized primary suite includes an updated en-suite bath with a large step-in shower. Outside, enjoy Florida living at its best with a sparkling pool, relaxing spa, and a fully fenced backyard offering privacy and space for pets, play, or outdoor entertaining. Conveniently located near shopping, dining, parks, and top-rated schools, this Palm Harbor home is ready for its next owner. NEW ROOF 2026!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,240
Sqft
0.32 ac
Lot size
2
Garage
1984
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,598 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,598/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs Palm Harbor actives
$278 vs $258
Days on market
28 vs 42 typical
Where $278/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Valencia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Lake Valencia — neighborhood snapshot
Population
816
Median age
42
Median income
$103,661
Median home value
$414,522
Avg household
3
Households w/ children
83%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2883 MANDARIN PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$645,000
2991 TANGERINE TERRACE · same community
4 bd · 2 ba · 2,388 sqft · $270/sqft · 14 DOM
Sold · Nov ’25$490,000
4765 LAKE VALENCIA BOULEVARD W · same community
3 bd · 2 ba · 2,076 sqft · $236/sqft · 173 DOM
Sold · Jul ’26$525,000
4765 LAKE VALENCIA BOULEVARD W · same community
3 bd · 2 ba · 2,076 sqft · $253/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2883 MANDARIN PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2883 MANDARIN PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2883 MANDARIN PLACE FAQs
What would the monthly payment be for 2883 MANDARIN PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,598/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2883 MANDARIN PLACE?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2883 MANDARIN PLACE?+
The most recent tax bill on record (2025) was $9,737. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2883 MANDARIN PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $623,000, this home is listed about 66% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2883 MANDARIN PLACE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$623,000 runs 149% above the PALM HARBOR 34684 median — but at 2,240 sqft it's also 53% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Countryside High School — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $630,500, now $623,000 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Joe Koebel. MLS #TB8521394.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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