Eric Chery
$2,1954 bd2 ba2,134 sqft$1 /sqft$176 /mo all-in ↓

2686 SW 161ST LOOP, OCALA, FL, 34473

Active33 days on marketListed Jun 18, 2026MLS #TB8520840

Priced 99% below the OCALA 34473 medianNew constructionSingle Family ResidenceMARION OAKS UNIT 4

About this home

2686 SW 161ST LOOP

NEW CONSTRUCTION + NO HOA + FULLY FENCED 0.34 ACRE LOT + POSSIBLE 5TH BEDROOM + PET FRIENDLY! * Looking for space inside and out without the restrictions of an HOA? This brand-new home offers the flexibility today's families need with 4 bedrooms plus a dedicated front flex room/office that can easily function as a 5th bedroom, playroom, homeschool room, media room, or private workspace. Featuring tile flooring and a separate location near the front of the home, this versatile space allows you to customize this beautiful rental to fit your lifestyle. * Situated on an oversized 0.34-acre corner lot, this spacious home offers over 2,100 square feet of living space, a large fenced yard, and a convenient SW Ocala location. Best of all, there is NO HOA, giving residents greater freedom and flexibility than many newer communities. * PET OWNERS TAKE NOTE! The owner is installing a brand-new 6-foot vinyl privacy fence, creating a fully enclosed backyard that's ideal for dogs, children, outdoor gatherings, and everyday enjoyment. With nearly one-third of an acre, your pets will have plenty of room to run and play safely within the privacy of your own fenced yard. Opportunities to lease a brand-new home with this much fenced outdoor space are exceptionally RARE. * Adding to the outdoor appeal is a covered lanai overlooking the backyard, providing the perfect spot for morning coffee, outdoor dining, weekend barbecues, or simply relaxing while keeping an eye on children and pets. The combination of a covered lanai, oversized corner lot, and fully fenced backyard creates an outdoor living experience rarely found in rental properties. * Inside, you'll love the open-concept layout featuring a spacious family room, dining area, and beautifully designed kitchen with stainless steel appliances, abundant cabinetry, generous counter space, and a large center island. Ceramic tile flooring extends throughout the main living areas, creating a clean, modern look that's both attractive and easy to maintain. * The split-bedroom design provides privacy for the primary suite, which features a spacious bedroom, walk-in closet, and private en-suite bathroom. Three additional bedrooms offer comfortable accommodations for family members or guests, while the front flex room provides the option of a 5-bedroom setup. * Additional features include an indoor laundry room with washer and dryer, attached two-car garage, energy-efficient new construction, and modern finishes throughout. * Conveniently located in Marion Oaks, you'll enjoy quick access to shopping, restaurants, medical facilities, parks, and everyday conveniences. Commuters will appreciate the short drive to State Road 484 and the Marion Oaks I-75 interchange, providing easy access to Ocala, The Villages, Gainesville, and surrounding areas. * This home is zoned for the brand-new South Marion High School, a state-of-the-art campus opening for the 2026-2027 school year. Costing more than $150 million to build and designed to serve over 2,000 students, the new school represents a major investment in the future of the community and is expected to become one of Marion County's premier educational facilities. * RARE OPPORTUNITY to lease a brand-new home featuring NO HOA, a fully fenced backyard, covered lanai, oversized corner lot, flexible 4-bedroom-plus-office layout, pet-friendly outdoor space, and one of the most family-friendly rental opportunities currently available in SW Ocala.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,134

Sqft

0.34 ac

Lot size

2

Garage

2026

Year built

One

Levels

$1

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range
InteriorKitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

FacesNorthwest
ExteriorSliding Doors

Community & fees

PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $77Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $77
Interest rate6.00%
Loan term

Estimated payment

$176/mo

Principal & interest$13
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs MARION OAKS UNIT 4

$1 vs $168

Days on market

33 vs 43 typical

Where $1/sqft sits among the 7 homes for sale in MARION OAKS UNIT 4

0 · this home
0
0
0
0
7
$1–31$31–61$61–90$90–120$120–150$150+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 2686 SW 161ST LOOP

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

0 of 7

MARION OAKS UNIT 4 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $2,195 · 33 days on market since
2026Built · MARION OAKS UNIT 4

Reality check

What actually sold near 2686 SW 161ST LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2686 SW 161ST LOOPSold · Apr ’26

$290,000

2686 SW 161ST LOOP · same community

4 bd · 2 ba · 2,134 sqft · $136/sqft · 114 DOM

2776 SW 164TH ST ROADSold · Aug ’25

$297,900

2776 SW 164TH ST ROAD · same community

4 bd · 2 ba · 2,134 sqft · $140/sqft · 111 DOM

17490 SW 18TH AVE ROADSold · May ’26

$385,000

17490 SW 18TH AVE ROAD · same community

4 bd · 3 ba · 2,098 sqft · $184/sqft · 169 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2686 SW 161ST LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2686 SW 161ST LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2686 SW 161ST LOOP FAQs

What would the monthly payment be for 2686 SW 161ST LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2686 SW 161ST LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $2,195, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2686 SW 161ST LOOP?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ASHLAR REALTY · Richard Kim. MLS #TB8520840.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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