19948 STONE PINE CIRCLE, LUTZ, FL, 33558
Active33 days on marketListed Jun 17, 2026MLS #TB8519928
About this home
19948 STONE PINE CIRCLE
NEW PRICE! Welcome to Morsani, where style, comfort, and convenience come together in this beautifully maintained 2020 MI Homes two-story residence offering 4 bedrooms, 3 bathrooms, 2,602 square feet of living space, and a 2-car garage. From the moment you arrive, you’ll appreciate the exceptional curb appeal highlighted by a paver driveway, attractive landscaping, and a welcoming front elevation. Step inside to discover a bright, open floor plan featuring luxury vinyl flooring, a stunning foyer, a full bathroom, and a versatile bonus room perfect for a home office, playroom, or flex space. Designed for both everyday living and entertaining, the spacious family room showcases custom built-ins and an electric fireplace that creates a warm and inviting focal point. The chef-inspired kitchen features a large center island, designer backsplash, sleek cabinetry, stainless steel appliances, and a generous walk-in pantry. The adjacent dining area flows seamlessly from the kitchen, making gatherings with family and friends effortless. Upstairs, you’ll find all secondary bedrooms, each offering generous dimensions and ample closet space. Tucked away at the rear of the home for added privacy, the primary suite serves as a true retreat with a spacious bedroom, oversized walk-in closet, and a luxurious ensuite bath complete with dual vanities, a soaking tub, and a separate shower. Additional highlights include neutral designer finishes throughout, custom woodwork, trendy wallpaper, and thoughtful upgrades that give the home a modern yet timeless feel. Step outside to enjoy Florida living at its finest with an extended paver lanai, beautiful pergola, and fully vinyl-fenced backyard offering the perfect setting for outdoor entertaining, relaxation, and play. Ideally located in the highly desirable Lutz area, residents enjoy easy access to the Veterans Expressway, top-rated schools, medical facilities, shopping, dining, and everyday conveniences. Residents of Morsani at The Reserve at Long Lake Ranch also enjoy resort-style amenities including a community pool, clubhouse, park, playground, and more. This move-in ready home truly offers the perfect blend of space, style, and location. Make your appointment today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,606
Sqft
0.11 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,271 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,271/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Lutz actives
$226 vs $243
Days on market
33 vs 35 typical
Where $226/sqft sits among the 260 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
144 of 260
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19948 STONE PINE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$530,000
19926 STONE PINE CIRCLE · same community
4 bd · 3 ba · 2,143 sqft · $247/sqft · 74 DOM
Sold · Oct ’25$600,000
3105 WINGLEWOOD CIRCLE
5 bd · 3 ba · 2,615 sqft · $229/sqft · 18 DOM
Sold · Apr ’26$545,000
19592 BREYNIA DRIVE
4 bd · 3 ba · 2,615 sqft · $208/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19948 STONE PINE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19948 STONE PINE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
19948 STONE PINE CIRCLE FAQs
What would the monthly payment be for 19948 STONE PINE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,271/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19948 STONE PINE CIRCLE?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19948 STONE PINE CIRCLE?+
The most recent tax bill on record (2025) was $8,369. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19948 STONE PINE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $589,900, this home is listed about 20% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 19948 STONE PINE CIRCLE?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,900 runs 62% above the LUTZ 33558 median — but at 2,606 sqft it's also 22% larger than the typical Lutz listing.
02Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $599,900, now $589,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · John Larocca. MLS #TB8519928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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