Eric Chery
$874,500$969,5003 bd2 ba2,058 sqft$425 /sqft$5,474 /mo all-in ↓

2905 BLUFFS DRIVE, LARGO, FL, 33770

Active37 days on marketListed Jun 16, 2026MLS #TB8519814

Reduced $95KPrivate poolSingle Family ResidenceBLUFFS THE

About this home

2905 BLUFFS DRIVE

PRICE IMPROVEMENT, WILL NOT LAST LONG AT THIS PRICE. THIS beautiful home is located in a highly desirable neighborhood THE BLUFFS. Situated in a high and dry, non-flood - non evacuation zone, within short distance to beautiful Pinellas County Beaches, The Bluffs shopping Plaza, Parks and recreation centers. As of recent the neighborhood has had renovations to include newly paved streets and updated sidewalks for your convenience. Low annual fee covers maintenance surrounding the exterior of subdivision to include the 2 entrances. This 3-bedroom 2-bathroom Pool home has been updated to perfection. Once you walk in through the front door, you will be invited by the open floorplan of this home. It is bright and full of natural light coming from 2 large sliding glass doors, and oversize windows on Living and dining room. This area can accommodate large family gatherings with ease. Beautiful, remodeled kitchen is a Chefs dream come true. White-Shaker Wood cabinets with soft close hardware, and new LG appliances, High end countertops and backsplash, and not to forget a Large Island with waterfall quartz. Split floor plan, with large master on one side, featuring Sliding glass door to pool deck, walk-in closet, and newly remodeled bathroom with Walk-in Shower. On the other side there are two bedrooms as well as guest bathroom that's completely remodeled as well. Inside laundry room is spacious, comes with all new cabinetry, quartz countertops, beautiful backsplash, large Sink as well as New LG washer and Dryer. All new doors, ceiling and wall texture, light fixtures, modern baseboards, hardware, window blinds and Luxury Vinyl flooring. There are 3 large sliding glass doors that lead to the newly paved pool deck. In-ground pool has been updated as well with all new coping, luxury waterline tile, Diamond white pebble sheen finish, updated plumbing and Salt Chlorinator for easy maintenance. Moving on into the garage, it comes complete with new hurricane rated door, new opener and brand-new EPOXY FLOORING. Also new is the 3-dimmensional Shingle Roof, AC unit, added attic insulation, water heater replaced in 2024, paved walkway as well as new vinyl fencing for your privacy. House has been freshly painted inside and out, yard received a complete clean out with trimmed trees, shrubbery and new sod. Properties in this neighborhood are hard to come by. This is a must see, call today to schedule your showing before is too late

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,058

Sqft

0.28 ac

Lot size

2

Garage

1980

Year built

One

Levels

$425

Per sqft

Private poolGarden & Pool viewPets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden · Pool
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorGarden · Irrigation System · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$19/mo
Taxes (2025)$2,975/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions · Golf Carts OK · Irrigation-Reclaimed Water · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,474 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,719
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$248
HOA fee — from the listing$19
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,450Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,450
Interest rate6.00%
Loan term

Estimated payment

$5,474/mo

Principal & interest$4,719
PMI (est., until 20% equity)$328
Property taxes (actual bill)$248
HOA / condo fee$19
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$549KedgeAI estimate $772,093 · range $572K$1.0M$1.1M

vs edgeAI estimate

+13.3%

Days on market

37 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Bluffs

Map of 2905 BLUFFS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

The Bluffs — neighborhood snapshot

Population

440

Median age

48

Median income

$54,167

Median home value

$389,600

Avg household

2

Households w/ children

33%

For the school run

Pinellas County School District

ElementaryMildred Helms Elementary School★★★★
MiddleLargo Middle School★★★★★
HighLargo High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 264% above the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $874,500 $95K
Jun 16, 2026Listed at $969,500 · 37 days on market since
1980Built · BLUFFS THE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2905 BLUFFS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2905 BLUFFS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2905 BLUFFS DRIVE FAQs

What would the monthly payment be for 2905 BLUFFS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,474/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2905 BLUFFS DRIVE?+

The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2905 BLUFFS DRIVE?+

The most recent tax bill on record (2025) was $2,975. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2905 BLUFFS DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $874,500, this home is listed about 224% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2905 BLUFFS DRIVE?+

Mildred Helms Elementary School (elementary), Largo Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$874,500 runs 264% above the LARGO 33770 median — but at 2,058 sqft it's also 68% larger than the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Mildred Helms Elementary School, Largo Middle School, Largo High School — Mildred Helms Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $969,500, now $874,500 — a $95K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Ervis Muso. MLS #TB8519814.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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