Eric Chery
$549,900$575,0004 bd2 ba2,661 sqft$207 /sqft$3,718 /mo all-in ↓

2102 WHITLOCK PLACE, DOVER, FL, 33527

Active32 days on marketListed Jun 19, 2026MLS #TB8519690

Reduced $25KSingle Family ResidenceWHITLOCK SUB

About this home

2102 WHITLOCK PLACE

CUSTOM BUILT | ORIGINAL OWNER | PRIVATE HALF-ACRE RETREAT | A HOME THAT FEELS LIKE HOME ~ Some homes check boxes. This one creates a feeling.  Custom built by John Henderson and lovingly maintained by its original owner, this exceptional residence offers timeless design, quality craftsmanship, and the kind of setting that rarely becomes available.  Perfectly positioned on a beautifully manicured half-acre homesite, every arrival feels special. Inside, rich hardwood flooring flows throughout the living spaces, creating warmth and continuity. Generous room sizes, classic architecture, and exceptional care are evident at every turn.  The dream kitchen was designed for gathering and everyday enjoyment—featuring granite countertops, warm wood cabinetry, tumbled stone backsplash, stainless steel appliances, and abundant workspace. Beautiful bay windows fill the breakfast nook with natural light while offering tranquil views of the surrounding landscape.  Entertain with ease in the formal dining room, enjoy quiet moments in the formal living room, or retreat to the separate study—perfect for working from home, reading, or creating your own private escape. The owner’s suite is thoughtfully designed with comfort and convenience in mind, featuring a spacious bath with dual granite vanities, soaking tub, separate shower, and a private valet area with built-in cabinetry leading directly into the laundry room.  Secondary bedrooms are generously sized, and the secondary bath offers dual sinks to comfortably accommodate family and guests.  Step outside and discover the true showpiece of this home…a large screened lanai overlooking your private backyard oasis—an incredible place to enjoy morning coffee, entertain guests, watch the birds, or unwind at sunset surrounded by beautiful landscaping and peaceful fountain views.  An added bonus: the original garage has been transformed into an incredible workshop and flex space for hobbies, projects, and an inside study, home office, or additional living area. Buyers desiring traditional garage parking will appreciate the flexibility to potentially convert the space back to a spacious 2-car garage.  Homes with this level of care, character, privacy, and flexibility are increasingly difficult to find.  This isn’t just a place to live—it’s a place to slow down, gather, and enjoy life. Sellers have done all the major improvements ~ A/C 2017, new windows 2020, new roof 2023, trim lights around exterior of home, and completely fenced yard for privacy!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,661

Sqft

0.52 ac

Lot size

1987

Year built

One

Levels

$207

Per sqft

FireplaceGarden & Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl · Vinyl · Hardwood
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
ViewGarden · Trees/Woods
FacesNorth
ParkingConverted Garage · Garage Door Opener · Garage Faces Side · Workshop in Garage
ExteriorGarden · Lighting

Community & fees

HOA fee$17/mo
Taxes (2025)$722/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,718 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$60
HOA fee — from the listing$17
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate6.00%
Loan term

Estimated payment

$3,718/mo

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$60
HOA / condo fee$17
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$381KedgeAI estimate $444,093 · range $397K$482K$572K

vs edgeAI estimate

+23.8%

$/sqft vs Dover actives

$207 vs $246

Days on market

32 vs 69 typical

Where $207/sqft sits among the 35 Dover actives

10 · this home
15
8
0
0
2
$143–210$210–277$277–344$344–411$411–477$477+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dover

Map of 2102 WHITLOCK PLACE

Get to know Dover. See the full Dover guide →

The numbers that matter

The Dover market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$422K$442K

Dover median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

17 of 35

Dover actives have cut their price

Median sold price, Dover, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the Dover median. See the full Dover market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,900 $25K
Jun 19, 2026Listed at $575,000 · 32 days on market since
1987Built · WHITLOCK SUB

Reality check

What actually sold near 2102 WHITLOCK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2101 WHITLOCK PLACESold · Oct ’25

$350,000

2101 WHITLOCK PLACE · same community

4 bd · 2 ba · 2,276 sqft · $154/sqft · 39 DOM

5018 SYLVAN OAKS DRIVESold · Apr ’26

$613,000

5018 SYLVAN OAKS DRIVE

4 bd · 3 ba · 2,697 sqft · $227/sqft · 11 DOM

4586 FOLEY GROVE DRIVESold · Dec ’25

$722,205

4586 FOLEY GROVE DRIVE

4 bd · 3 ba · 2,705 sqft · $267/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2102 WHITLOCK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2102 WHITLOCK PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

2102 WHITLOCK PLACE FAQs

What would the monthly payment be for 2102 WHITLOCK PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,718/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2102 WHITLOCK PLACE?+

The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2102 WHITLOCK PLACE?+

The most recent tax bill on record (2025) was $722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2102 WHITLOCK PLACE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dover?+

At $549,900, this home is listed about 1% below the Dover median of $554,900. The market section on this page shows how the area is trending.

Listing courtesy of RE/MAX REALTY UNLIMITED · Vikki Lupatin. MLS #TB8519690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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