400 ISLAND WAY UNIT 309, CLEARWATER BEACH, FL, 33767
Active51 days on marketListed Jun 16, 2026MLS #TB8519153
About this home
400 ISLAND WAY UNIT 309
FURNISHED 2 BEDROOM, 2 BATH CONDO situated in the highly sought-after Starboard building within Island Estates of Clearwater. This condo invites you to experience the ultimate coastal lifestyle. Begin your day on your east-facing balcony. The open floor plan is filled with natural light and boasts large tile flooring throughout the main living areas. The spacious kitchen offers an abundance of cabinet and counter space, complete with a breakfast bar. Additional kitchen features include granite countertops, an under-mount sink, pull-out drawers, stainless steel appliances, a pantry, recessed lighting, and a breakfast buffet. You'll have plenty of space for entertaining in the dining and living room, which has glass sliding doors that open to the balcony. The master bedroom includes an en-suite bath with dual sinks and a tub/shower combination. In addition to this exceptional home, enjoy the amenities of this resort-style building: a party room with a billiard table and kitchen, a fitness center with saunas and showers, and a private heated swimming pool, jacuzzi, tiki huts, BBQ grills, and a picnic area. Conveniently located just a short distance from the world-famous Clearwater Beach, as well as grocery stores Publix next door, pharmacies, banks, restaurants, dry cleaners, nail salons, and more. The building is on the Jolly Trolley route and the ferry route to Clearwater Beach, Downtown Clearwater, or Dunedin, providing easy access to public transportation. No age restrictions apply. Available November 1, 2026
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0 ac
Lot size
1978
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs STARBOARD TOWER
$2 vs $383
Days on market
51 vs 74 typical
Where $2/sqft sits among the 7 homes for sale in STARBOARD TOWER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $905K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
4 of 7
STARBOARD TOWER have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 ISLAND WAY UNIT 309
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$340,000
400 ISLAND WAY UNIT 705 · same community
2 bd · 2 ba · 1,240 sqft · $274/sqft · 178 DOM
Sold · Oct ’25$425,000
400 ISLAND WAY UNIT 502 · same community
2 bd · 2 ba · 1,240 sqft · $343/sqft · 85 DOM
Sold · Dec ’25$200,000
400 ISLAND WAY UNIT 308 · same community
2 bd · 2 ba · 1,240 sqft · $161/sqft · 403 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 ISLAND WAY UNIT 309 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 ISLAND WAY UNIT 309 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
400 ISLAND WAY UNIT 309 FAQs
What would the monthly payment be for 400 ISLAND WAY UNIT 309?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 400 ISLAND WAY UNIT 309?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $2,500, this home is listed about 100% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 ISLAND WAY UNIT 309?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$2,500 is 100% below the CLEARWATER BEACH 33767 median of $552,500, and at $2/sqft it sits under the Clearwater Beach average of $671.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Kim Doukas. MLS #TB8519153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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