8725 BAY POINTE DRIVE, TAMPA, FL, 33615
Active49 days on marketListed Jun 15, 2026MLS #TB8518780
About this home
8725 BAY POINTE DRIVE
Virtually Staged. Waterfront Paradise with Direct Bay Access – No HOA! Welcome to your dream coastal retreat! This beautifully updated 3-bedroom, 2.5-bath home, offering 1,727 square feet, sits on a serene saltwater canal just 5 minutes from the open bay, delivering the ultimate lifestyle for boating, fishing, kayaking, and paddleboarding enthusiasts. A widened driveway provides ample space for vehicles, including room to park your boat or trailer, while the backyard offers a peaceful setting to enjoy stunning sunsets and watch dolphins and manatees right from your own property. Inside, the home has been thoughtfully renovated with high-end finishes, including granite countertops in the kitchen, freshly refinished cabinets, and tile and marble flooring throughout. A spacious air-conditioned Florida room provides additional living space, while the large, screened patio opens to a new oversized wooden sun deck—ideal for relaxing after a day on the water. Boating enthusiasts will appreciate the 10,000-pound boat lift and floating jet ski dock that accommodates two jet skis, making it easy to enjoy everything that comes with this waterfront location. Recent upgrades include a new roof and HVAC system installed in 2024, new attic insulation for improved energy efficiency, beautifully renovated bathrooms with quartz vanities and stylish backsplashes, a new tub, shower, and modern fixtures, a newly added stair railing with a contemporary design, new porch screening, and a fully resurfaced deck. With no HOA, no fees, and full land ownership, you have the freedom to truly enjoy your property, with pets welcome. Whether you’re an avid boater, fisherman, or simply looking for peaceful waterfront living, this home offers the perfect blend of comfort, style, and the Florida lifestyle. Bring your boat and fishing poles and start living your waterfront dream today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,727
Sqft
0.11 ac
Lot size
1
Garage
1973
Year built
Two
Levels
$376
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,627 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,627/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+118.9%
$/sqft vs Tampa actives
$376 vs $297
Days on market
49 vs 39 typical
Where $376/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay Crest Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Bay Crest Park — neighborhood snapshot
Population
2,383
Median age
42
Median income
$106,697
Median home value
$427,548
Avg household
3
Households w/ children
329
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $450K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
187 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the TAMPA 33615 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8725 BAY POINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$410,000
4701 LODESTONE DRIVE · same community
4 bd · 2 ba · 1,766 sqft · $232/sqft · 131 DOM
Sold · May ’26$550,000
8717 BAY POINTE DRIVE · same community
3 bd · 2.5 ba · 2,030 sqft · $271/sqft · 191 DOM
Sold · Sep ’25$445,000
4706 SHALE PLACE
3 bd · 2 ba · 1,716 sqft · $259/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8725 BAY POINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8725 BAY POINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8725 BAY POINTE DRIVE FAQs
What would the monthly payment be for 8725 BAY POINTE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8725 BAY POINTE DRIVE?+
The most recent tax bill on record (2025) was $8,654. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $649,000, this home is listed about 44% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8725 BAY POINTE DRIVE?+
Bay Crest Elementary School (elementary), Webb Middle School (middle), Alonso High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 97% above the TAMPA 33615 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Bay Crest Elementary School, Webb Middle School, Alonso High School, Patricia Sullivan Metropolitan Ministries Partnership School — Alonso High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Jessie Le. MLS #TB8518780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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