1620 ATLANTIC DRIVE, RUSKIN, FL, 33570
Active34 days on marketListed Jun 19, 2026MLS #TB8518279
About this home
1620 ATLANTIC DRIVE
BEAUTIFUL FULLY RENOVATED 4 BED 2.5 BATHROOM 3,095 sq. ft single family residence.NO FLOOD ZONE. NO CDD. LOW HOA. On entering the home, the large open-floor plan and lots of natural light is welcoming, and draws tranquility. Brand new Laminate floors throughout home, upstairs and downstairs. New galley kitchen with new counter tops, stainless steel appliances, and modern faucet. Lots of counter space, including the kitchen island. Breakfast nook with outside view. Additional eating space is included at the Island. Spacious great room with an area for a formal dining table. French sliding doors leading to an oversized backyard, for lots of entertainment. Backyard is partially fenced. Home is backed up to a preserve. All bathrooms are brand new with fixtures, mirrors and vanities. A guest bedroom is located on the first floor, along with a Guest bathroom. Walk-in closets in Primary and one other Bedroom, and spacious closets with the remaining 2. With 3 bedrooms upstairs, the Laundry room is located upstairs for total convenience. Home is freshly painted inside and outside. Brand new water heater. Home is close to Apollo Beach with featured waterfront restaurants like Apollo Beach Bistro, The Vineyards and Circles Waterfront. Short distance to Little Harbor and Bahia Beach in Ruskin. Ruskin also has lots of local farms and fruit groves with HoneyBell Oranges. Quick drive to E.G. Simmons Park with lots of trails, fishing and kayaking. Close to the Manatee Lookout Center, and not to mentioned Ruskin's Historical Drive-in Theatre, with weekly new movies. Close to Publix, Bealls, Home Depot, Hospitals, Restaurants, and a Hillsborough Community College. Located between I75 and Tamiani Trail. Make your appointment today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,095
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$123
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,152 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,152/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.5%
Days on market
34 vs 51 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1620 ATLANTIC DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1620 ATLANTIC DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1620 ATLANTIC DRIVE FAQs
What would the monthly payment be for 1620 ATLANTIC DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,152/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1620 ATLANTIC DRIVE?+
The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1620 ATLANTIC DRIVE?+
The most recent tax bill on record (2024) was $6,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1620 ATLANTIC DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $380,000, this home is listed about 9% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1620 ATLANTIC DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CHARLES RUTENBERG REALTY INC · Sally Hanna, LLC. MLS #TB8518279.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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