Eric Chery
$340,000$350,0004 bd2.5 ba2,260 sqft$150 /sqft$2,977 /mo all-in ↓

12142 MOUNTAIN ISLAND TRAIL, PARRISH, FL, 34219

Active46 days on marketListed Jun 8, 2026MLS #TB8517132

Priced 18% below the PARRISH 34219 medianReduced $10KSingle Family ResidenceBELLA LAGO PH II SUBPH IIA-IA, IIA-IB,II

About this home

12142 MOUNTAIN ISLAND TRAIL

Short Sale. Welcome to this beautifully designed two-story home, where modern comfort meets serene lakefront living. Perfectly positioned to capture peaceful water views, this home offers a private retreat while remaining just moments from the vibrant shopping, dining, and everyday conveniences of the highly sought-after Moccasin Wallow corridor. Constructed with durable all-concrete block, the home features a spacious open-concept main level, complete with a convenient powder room. The well-appointed kitchen showcases elegant granite countertops, stainless-steel appliances, a large pantry, and a seamless flow into the expansive family room—ideal for both entertaining and everyday living. The open-air patio is perfect for grilling, relaxing, and enjoying tranquil lake views. Upstairs, the generously sized primary suite offers a large walk-in closet and a private ensuite bath. Three additional bedrooms, a versatile loft, a full bathroom, and a centrally located laundry area provide both space and functionality for today’s lifestyle. Experience the perfect blend of peaceful waterfront living and easy access to everything you need in this exceptional home.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,260

Sqft

0.11 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$150

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Ice Maker · Microwave · Range · Refrigerator
InteriorOpen Floorplan · PrimaryBedroom Upstairs
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorHurricane Shutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$146/mo
Taxes (2025)$6,229/yr
PetsCats OK, Dogs OK, Yes
CommunityIrrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,977 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$519
HOA fee — from the listing$146
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,900
Interest rate6.00%
Loan term

Estimated payment

$2,977/mo

Principal & interest$2,002
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$519
HOA / condo fee$146
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $340K
$326KedgeAI estimate $416,891 · range $414K$420K$437K

vs edgeAI estimate

−18.4%

$/sqft vs Parrish actives

$150 vs $204

Days on market

46 vs 42 typical

Where $150/sqft sits among the 400 Parrish actives

86 · this home
112
91
60
22
29
$150–177$177–203$203–229$229–255$255–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Manatee River Farms

Map of 12142 MOUNTAIN ISLAND TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Parrish. See the full Parrish guide →

Manatee River Farms — neighborhood snapshot

Population

114

Median age

40

Median income

$191,750

Median home value

$569,628

Avg household

2

Households w/ children

21%

For the school run

Manatee County School District

ElementaryBarbara A Harvey Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

205 of 400

Parrish actives have cut their price

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $340,000 $10K
Jun 8, 2026Listed at $350,000 · 46 days on market since
2023Built · BELLA LAGO PH II SUBPH IIA-IA, IIA-IB,II

Reality check

What actually sold near 12142 MOUNTAIN ISLAND TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12319 NANTAHALA RUNSold · Jun ’26

$429,000

12319 NANTAHALA RUN · same community

4 bd · 3 ba · 2,528 sqft · $170/sqft · 20 DOM

13064 EMPRESS JEWEL TRAILSold · Nov ’25

$329,200

13064 EMPRESS JEWEL TRAIL

5 bd · 2.5 ba · 2,215 sqft · $149/sqft · 17 DOM

13057 EMPRESS JEWEL TRAILSold · Jan ’26

$350,000

13057 EMPRESS JEWEL TRAIL

5 bd · 2.5 ba · 2,215 sqft · $158/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12142 MOUNTAIN ISLAND TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12142 MOUNTAIN ISLAND TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

12142 MOUNTAIN ISLAND TRAIL FAQs

What would the monthly payment be for 12142 MOUNTAIN ISLAND TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,977/mo — principal and interest, the actual property-tax bill, the $146/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12142 MOUNTAIN ISLAND TRAIL?+

The association fee works out to $146 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12142 MOUNTAIN ISLAND TRAIL?+

The most recent tax bill on record (2025) was $6,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12142 MOUNTAIN ISLAND TRAIL?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $340,000, this home is listed about 19% below the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 12142 MOUNTAIN ISLAND TRAIL?+

Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PARRISH 34219 market on paper

$340,000 is 18% below the PARRISH 34219 median of $412,213, and at $150/sqft it sits under the Parrish average of $220.

02Strong assigned schools

Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $350,000, now $340,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of HOTELMAX REALTY · Karen McMichael. MLS #TB8517132.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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