724 WINTERSIDE DRIVE, APOLLO BEACH, FL, 33572
Active43 days on marketListed Jun 10, 2026MLS #TB8516384
About this home
724 WINTERSIDE DRIVE
SELLER FINANCING AVAILABLE for qualified buyers! Skip the bank and enjoy flexible financing options and a competitive interest rate.** Welcome home to The Mirabay Coastal Cottage — Waterfront community at an attainable price! Discover one of the most affordable opportunities to own in the highly desirable MiraBay community. Whether you're a retiree looking to downsize without sacrificing lifestyle, a family seeking a welcoming community and easy living, or an investor searching for strong long-term rental potential, this home checks all the boxes. Built in 2021 and offering modern construction, low-maintenance living, and exceptional value, this beautifully maintained 3-bedroom, 2-bath home with a 2-car garage is the perfect fit for anyone looking for an affordable waterfront community. Situated on a peaceful greenbelt lot, this 1,806-square-foot home features a thoughtfully designed floor plan, plantation shutters throughout, and comfortable living spaces ideal for both everyday living and entertaining. At just five years new, you'll enjoy the benefits of newer construction without the wait of building. One of the standout advantages is the low-maintenance lifestyle. HOA services include landscape maintenance as well as interior and exterior water service, allowing you to spend less time on upkeep and more time enjoying everything MiraBay has to offer. Residents enjoy access to MiraBay's impressive resort-style amenities, including a clubhouse, fitness center, pools, tennis and pickleball courts, parks, walking trails, resident's only boat ramp and a vibrant calendar of community events. Conveniently located near shopping, dining, waterfront recreation, and major commuter routes, this home offers an exceptional blend of comfort, convenience, and community. Don't miss this rare opportunity to own in MiraBay at a price point seldom available in one of Apollo Beach's most sought-after neighborhoods. SPECIAL REMARKS: **Built in 2021**HOA includes water (interior/exterior) AND landscape maintenance**CDD assessment is included in annual tax bill amount shown**No flood insurance claim history or flood damage**Gated community**Resort-style amenities**Greenbelt view**LISTING AGENT IS OWNER
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,806
Sqft
0.11 ac
Lot size
2
Garage
2021
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,676 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,676/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.5%
$/sqft vs MIRABAY PARCELS 21 & 23
$201 vs $187
Days on market
43 vs 56 typical
Where $201/sqft sits among the 12 homes for sale in MIRABAY PARCELS 21 & 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
7 of 12
MIRABAY PARCELS 21 & 23 have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 724 WINTERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$335,000
610 WINTERSIDE DRIVE · same community
3 bd · 2 ba · 1,797 sqft · $186/sqft · 126 DOM
Sold · Oct ’25$330,000
606 WINTERSIDE DRIVE · same community
3 bd · 2 ba · 1,906 sqft · $173/sqft · 164 DOM
Sold · Mar ’26$375,000
705 WINTERSIDE DRIVE · same community
4 bd · 3 ba · 2,341 sqft · $160/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 724 WINTERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 724 WINTERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
724 WINTERSIDE DRIVE FAQs
What would the monthly payment be for 724 WINTERSIDE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,676/mo — principal and interest, the actual property-tax bill, the $395/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 724 WINTERSIDE DRIVE?+
The association fee works out to $395 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 724 WINTERSIDE DRIVE?+
The most recent tax bill on record (2025) was $9,840. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 724 WINTERSIDE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $363,500, this home is listed about 26% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 724 WINTERSIDE DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$363,500 is 19% below the APOLLO BEACH 33572 median of $450,000, and at $201/sqft it sits under the Apollo Beach average of $266.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $374,000, now $363,500 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Jennifer Adams. MLS #TB8516384.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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