13264 120TH LANE, LARGO, FL, 33778
Active49 days on marketListed Jun 5, 2026MLS #TB8516157
About this home
13264 120TH LANE
Welcome home to this beautifully updated 4-bedroom, 1-bath single-family rental in the heart of Largo! This move-in-ready home features brand-new luxury vinyl plank flooring throughout, a completely renovated kitchen with solid surface countertops, and stainless steel appliances that provide both style and functionality. Enjoy the spacious, fully fenced backyard that backs directly up to Ridgecrest Park, offering added privacy and convenient access to outdoor recreation. The park is just a short walk away, making it easy to enjoy playgrounds, sports fields, and green space right from your backyard. Additional features include a dedicated laundry room with a washer and dryer included for your convenience. Rent also includes high-speed internet service and lawn maintenance, providing added value and hassle-free living. Ideally located near shopping, restaurants, parks, and the world-famous Gulf beaches, this home offers easy access to everything the Largo area has to offer. Don't miss this incredible opportunity—schedule your private showing today before it's gone!
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,050
Sqft
0.14 ac
Lot size
1965
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$2 vs $236
Days on market
49 vs 42 typical
Where $2/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgecrest Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Ridgecrest Acres — neighborhood snapshot
Population
484
Median age
44
Median income
$55,343
Median home value
$316,800
Avg household
3
Households w/ children
45%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LARGO 33778 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 13264 120TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$141,000
1825 134TH AVENUE · same community
2 bd · 2 ba · 1,005 sqft · $140/sqft · 118 DOM
Sold · Aug ’25$218,000
13248 120TH LANE · same community
4 bd · 2 ba · 1,100 sqft · $198/sqft · 3 DOM
Sold · Dec ’25$290,000
13698 120TH STREET · same community
3 bd · 2 ba · 1,163 sqft · $249/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13264 120TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13264 120TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
13264 120TH LANE FAQs
What would the monthly payment be for 13264 120TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13264 120TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $2,200, this home is listed about 99% below the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13264 120TH LANE?+
Ridgecrest Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Amy Hartman. MLS #TB8516157.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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