4905 W SPRING LAKE DRIVE, TAMPA, FL, 33629
Active62 days on marketListed Jun 3, 2026MLS #TB8515550
About this home
4905 W SPRING LAKE DRIVE
Welcome to an exceptional waterfront residence positioned in one of South Tampa’s most premier and sought-after neighborhoods. This private luxury property offers a rare opportunity to experience refined coastal living with breathtaking water views and direct access to Tampa’s scenic waterways. Designed with both elegance and livability in mind, the home showcases expansive, light-filled interiors complemented by impressive ceiling heights, elegant architectural details, and an open-concept layout that seamlessly blends indoor and outdoor living. Walls of windows capture stunning waterfront vistas, creating a bright and inviting atmosphere throughout. The gourmet kitchen is thoughtfully designed for both everyday living and elevated entertaining, featuring abundant cabinetry, SUBZERO appliances, generous prep space, and seamless flow into the main living and dining areas. Spacious bedrooms provide private retreats, each offering comfort, style, and well-appointed finishes that appeal to today’s luxury buyer. Step outside to your own private waterfront oasis. The property boasts a private boat lift, offering convenient, direct access to Tampa Bay—perfect for boating enthusiasts and those seeking an authentic Florida lifestyle. Enjoy peaceful mornings, sunset views, and effortless outdoor entertaining in this serene and exclusive setting. Located just minutes from Tampa’s premier dining, upscale boutiques, top-rated schools, and vibrant waterfront destinations, this home delivers the ultimate combination of location, luxury, and lifestyle. A rare, move-in-ready waterfront opportunity in South Tampa—this is where elegance meets everyday.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,567
Sqft
0.36 ac
Lot size
3
Garage
2016
Year built
Two
Levels
$943
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$36,503 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$36,503/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$943 vs $299
Days on market
62 vs 39 typical
Where $943/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Westshore
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
South Westshore — neighborhood snapshot
Population
2,215
Median age
38
Median income
$188,888
Median home value
$749,534
Avg household
3
Households w/ children
369
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $450K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
185 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 385% above the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4905 W SPRING LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,662,000
3407 S LIGHTNER DRIVE · same community
5 bd · 4.5 ba · 5,158 sqft · $516/sqft · 55 DOM
Sold · Jun ’26$2,400,000
3626 S BELCHER DRIVE · same community
5 bd · 4.5 ba · 5,072 sqft · $473/sqft · 203 DOM
Sold · Apr ’26$2,400,000
3607 S BELCHER DRIVE · same community
5 bd · 4.5 ba · 5,072 sqft · $473/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4905 W SPRING LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4905 W SPRING LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4905 W SPRING LAKE DRIVE FAQs
What would the monthly payment be for 4905 W SPRING LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $36,503/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4905 W SPRING LAKE DRIVE?+
The most recent tax bill on record (2025) was $72,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $5,250,000, this home is listed about 1067% above the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4905 W SPRING LAKE DRIVE?+
Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$5,250,000 runs 385% above the TAMPA 33629 median — but at 5,567 sqft it's also nearly 4 times the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · ALI GENC, PA. MLS #TB8515550.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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