Eric Chery
$499,000$510,0004 bd3.5 ba2,798 sqft$178 /sqft$4,170 /mo all-in ↓

12401 SHINING WILLOW STREET, RIVERVIEW, FL, 33579

Active49 days on marketListed Jun 4, 2026MLS #TB8515510

Reduced $11KSingle Family ResidenceBELMOND RESERVE PH 1

About this home

12401 SHINING WILLOW STREET

BACK ON THE MARKET due to the buyer's financing fell through! Welcome to this stunning 4 bedroom, 3.5-bathroom home featuring a desirable open-concept design and private mother-in-law suite, perfect for guests, extended family or multi-generational living. This beautifully appointed kitchen offers a spacious breakfast area and seamlessly flows into the living and dining space, creating an ideal setting for both everyday living and entertaining. Designed with a split-bedroom floor plan, this home provides privacy and comfort while abundant natural light fills the interior. The luxurious primary suite serves as a private retreat, complete with ample space and elegant touches. For qualified VA buyers, this home offers the rare opportunity to assume the seller's VA loan at an attractive 5.99 interest rate. Enoy a vibrant lifestyle with exceptional community amenities, including a resort-style pool, dog park, on-site daycare facility, clubhouse, sports courts, and scenic walking trails. This home combines comfort, convenience, and community in one exceptional package. Current home inspection available and appraisal attached. Call today to schedule a tour!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,798

Sqft

0.17 ac

Lot size

3

Garage

2022

Year built

One

Levels

$178

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters · Irrigation System

Community & fees

HOA fee$8/mo
Taxes (2025)$10,126/yr
PetsYes
CommunityClubhouse · Community Mailbox · Dog Park · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,170 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$844
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$4,170/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$844
HOA / condo fee$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$457KedgeAI estimate $516,493 · range $476K$533K$554K

vs edgeAI estimate

−3.4%

Days on market

49 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 12401 SHINING WILLOW STREET

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33579 — neighborhood snapshot

Population

45,373

Median age

35.6

Median income

$113,568

Median home value

$374,600

Avg household

3.14

Households w/ children

6,871

For the school run

Hillsborough County School District

ElementaryCollins Pk-8 School★★★★★
MiddleRodgers Middle Magnet School★★★★
HighRiverview High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the RIVERVIEW 33579 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $11K
Jun 4, 2026Listed at $510,000 · 49 days on market since
2022Built · BELMOND RESERVE PH 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12401 SHINING WILLOW STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12401 SHINING WILLOW STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

12401 SHINING WILLOW STREET FAQs

What would the monthly payment be for 12401 SHINING WILLOW STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,170/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12401 SHINING WILLOW STREET?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12401 SHINING WILLOW STREET?+

The most recent tax bill on record (2025) was $10,126. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12401 SHINING WILLOW STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $499,000, this home is listed about 28% above the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 12401 SHINING WILLOW STREET?+

Collins Pk-8 School (elementary), Rodgers Middle Magnet School (middle), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,000 runs 32% above the RIVERVIEW 33579 median — but at 2,798 sqft it's also 40% larger than the typical Riverview listing.

02Strong assigned schools

Collins Pk-8 School, Rodgers Middle Magnet School, Riverview High School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $510,000, now $499,000 — a $11K cut. The full history is in the market section below.

Listing courtesy of FOUNDATION REALTY GROUP · Suzy Davis. MLS #TB8515510.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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