11862 LAKE LUCAYA DRIVE, RIVERVIEW, FL, 33579
Active63 days on marketListed May 30, 2026MLS #TB8513621
About this home
11862 LAKE LUCAYA DRIVE
Welcome to this stunning Estero Bay home in the highly sought-after, double-gated side of Lucaya Lake Club — a resort-style community just one-third of a mile from PK-8 Collins Elementary. Offering 4 bedrooms, 2.5 bathrooms, separate dedicated office/bonus room/5th bedroom, a 3-car garage, and 3,092 sq. ft. of meticulously upgraded living space, this home truly has it all. From the moment you arrive, the premium lot impresses with a paver driveway, upgraded landscaping with concrete curbing, and integrated French drains. Step through the wrought iron glass front door into a grand interior with tile flooring throughout the first floor, soaring ceilings, 8-foot doors, and premium finishes. The open layout flows effortlessly from formal living and dining areas into a warm, inviting family room. The chef-inspired kitchen features stainless steel appliances, granite countertops, and extended cabinetry — perfect for a custom coffee bar or extra storage. A flexible first-floor bonus room serves equally well as a private home office or guest suite. Upstairs, a massive loft offers endless possibilities as a game room, media space, or second living area. The Owner's Suite is a true sanctuary with an elegant tray ceiling, two spacious walk-in closets, and a spa-like en-suite bath with dual vanities, a soaking tub, and a separate shower. Three additional generously sized bedrooms, a full bath, and a convenient laundry room complete the second floor. There is a custom built-in drop zone as you enter from the garage, perfect for backpacks, shoes, etc. This home delivers comfort and serious savings: Paid-in-full solar system — activated January 2026, producing an average of 61 kWh/day (up to 81 kWh/day), saving $250+/month ($3,000+ annually) at current TECO rates; includes a 10-year craftsmanship warranty and 25-year panel production warranty. February-June 2026 the electric bill has averaged $21.79 compared to $320.81 February-June 2025. Upgraded 14" attic insulation, attic exhaust fan, and professionally tinted windows and doors for maximum climate control and a tankless water heater for endless hot water. Step outside to a fully fenced, expansive backyard built for year-round Florida entertaining. A sparkling saltwater pool with a brand-new salt cell (installed April 2026) anchors the space, complemented by a screened paver lanai with custom remote-controlled sun shades. The 3-car garage is fully loaded with epoxy flooring, overhead storage racks, and a utility sink. Hurricane shutters provide total peace of mind. Upgraded exterior paint July 2025 in Sherwin Williams Emerald Rain Refresh paint which is formulated so dirt washes away upon contact with rain or water for a clean, fresh look with minimal maintenance. Living in Lucaya Lake Club means a vacation lifestyle every day. Residents enjoy exclusive access to a 68-acre boatable lake, clubhouse, resort-style pool, splash pad, fitness center, and private beach area. Ideally located south of Tampa, you're just minutes from Apollo Beach, MacDill AFB, Tampa International Airport, and world-class Gulf Coast beaches.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,092
Sqft
0.16 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,729 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,729/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
$/sqft vs Riverview actives
$205 vs $184
Days on market
63 vs 33 typical
Where $205/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33579 — neighborhood snapshot
Population
45,373
Median age
35.6
Median income
$113,568
Median home value
$374,600
Avg household
3.14
Households w/ children
6,871
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
217 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the RIVERVIEW 33579 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 11862 LAKE LUCAYA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$735,000
11852 LAKE LUCAYA DRIVE · same community
5 bd · 5.5 ba · 4,325 sqft · $170/sqft · 100 DOM
Sold · Feb ’26$675,000
10725 DIXON DRIVE
4 bd · 3.5 ba · 3,105 sqft · $217/sqft · 94 DOM
Sold · Apr ’26$435,000
12003 PENNFIELD PLACE
4 bd · 3 ba · 3,146 sqft · $138/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11862 LAKE LUCAYA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11862 LAKE LUCAYA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
11862 LAKE LUCAYA DRIVE FAQs
What would the monthly payment be for 11862 LAKE LUCAYA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,729/mo — principal and interest, the actual property-tax bill, the $126/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11862 LAKE LUCAYA DRIVE?+
The association fee works out to $126 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11862 LAKE LUCAYA DRIVE?+
The most recent tax bill on record (2025) was $9,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11862 LAKE LUCAYA DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $635,000, this home is listed about 63% above the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 11862 LAKE LUCAYA DRIVE?+
Collins Pk-8 School (elementary), Rodgers Middle Magnet School (middle), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$635,000 runs 67% above the RIVERVIEW 33579 median — but at 3,092 sqft it's also 55% larger than the typical Riverview listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Collins Pk-8 School, Rodgers Middle Magnet School, Riverview High School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $725,000, now $635,000 — a $90K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 EXECUTIVE TEAM · Stephanie Birdsong. MLS #TB8513621.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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