4061 ASHEVILLE LANE, ST CLOUD, FL, 34772
Active55 days on marketListed May 30, 2026MLS #TB8513255
About this home
4061 ASHEVILLE LANE
Sellers LENDER will contribute $4,000 to buyers closing costs or rate buy down. Located in the beautiful and serene oak tree lined streets of the Verandah Lakes community of Stevens Plantation, this home is an entertainers dream! This beautiful 3/2 is as spacious and open as can be. Upon entering, the stunning architectural features are apparent, from the rounded portico with circular coffered ceiling, straight through to the custom French Doors, prepare to be amazed! The formal living and dining rooms are open & separated from the family room and kitchen with distinct columns and tray ceilings. The deep family room and kitchen are divided and connected by a long, granite breakfast bar which pulls the space together. An adjacent eat in kitchen overlooks the back yard thru bay windows adding to the exceptional natural light flooding the entire home. The kitchen boasts 42 inch cherry cabinets with plenty of storage and stainless steel appliances. The generously sized primary suite features ceramic tile flooring and a private en-suite bathroom complete with dual vanities, a soaking tub, separate walk-in shower, private water closet, and a walk-in closet. Bedrooms two and three offer comfortable accommodations with cozy carpet flooring and walk-in closets. The guest bathroom includes a vanity, toilet, and tub/shower combination, highlighted by a beautiful deep-set picture window that fills the space with natural light. A dedicated laundry room accommodates a full-size washer and dryer for added convenience. If a 4th bedroom is needed, the oversized garage offers 23 X 12 space which could easily be converted into a 4th bedroom, under air, increasing the sqft of the home by 10-15% of living space and potentially increasing the value by 25% at minimal cost. Or use it for up to three vehicles or a customized workshop or additional storage area. Significant recent updates provide peace of mind, including a new roof installed in November 2024, exterior repainting completed in 2024, a new air conditioning system installed in 2024, and a regularly maintained water heater. Combining comfort, functionality, and an exceptional location, this move-in-ready home presents a wonderful opportunity to enjoy the best of Central Florida living including spectacular views of rocket launches from your back porch, proximity to lakes, nature and wildlife in addition to all the world class attractions central Florida has to offer! This exceptional residence offers unparalleled luxury and convenience, situated close to major roads, shopping, dining, and professional and medical offices. Don’t miss your chance to make this stunning home yours. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,193
Sqft
0.22 ac
Lot size
3
Garage
2008
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,061 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,061/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.5%
$/sqft vs St Cloud actives
$182 vs $221
Days on market
55 vs 33 typical
Where $182/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
195 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4061 ASHEVILLE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$390,000
3281 PAWLEYS LOOP N · same community
4 bd · 2 ba · 2,210 sqft · $176/sqft · 116 DOM
Sold · Mar ’26$399,900
3220 PAWLEYS LOOP N · same community
4 bd · 2 ba · 2,052 sqft · $195/sqft · 125 DOM
Sold · Mar ’26$410,000
3510 PAWLEYS LOOP S · same community
4 bd · 2 ba · 2,052 sqft · $200/sqft · 89 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4061 ASHEVILLE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4061 ASHEVILLE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4061 ASHEVILLE LANE FAQs
What would the monthly payment be for 4061 ASHEVILLE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,061/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4061 ASHEVILLE LANE?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4061 ASHEVILLE LANE?+
The most recent tax bill on record (2025) was $3,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4061 ASHEVILLE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $399,990, this home is listed about 6% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4061 ASHEVILLE LANE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GREAT WESTERN REALTY · Jarrett West. MLS #TB8513255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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