Eric Chery
$360,000$375,0003 bd2 ba2,060 sqft$175 /sqft$2,609 /mo all-in ↓

8433 LIMONIA DRIVE, INDIAN LAKE ESTATES, FL, 33855

Active64 days on marketListed Jun 2, 2026MLS #TB8512992

Reduced $15KPrivate poolSingle Family ResidenceINDIAN LAKE ESTATES

About this home

8433 LIMONIA DRIVE

SNOWBIRDS, start owning and stop renting. This 13' x 26' pool home has everything you want and everything you need: Three nice-sized bedrooms and two bathrooms; a living room and family room with fireplace; a dining space just off the kitchen; a bonus room for office, den, or workout space; an inside laundry room with storage; a covered back porch for outdoor gatherings; a pool with spa; a tall RV carport and 11'11" X 20' shed, LP tank with Generac whole house generator -- all located on a quiet corner lot, about a mile from the clubhouse. SELLERS HAVE TRANSFERABLE HOME WARRANTY WITH AMERICAN HOME SHIELD. There's plenty of space to play tag, soccer, badminton, hide & seek, croquet, or flag football on this 0.55 acre lot. Or set up a putting green or fire pit, or both! The RV carport is out back if you need it; or just turn it into an outdoor covered 30'6" X 24'6" picnic area. Or store your ATVs! The carport attached to the house is 25' x 20'6". There is plenty of room for all your toys on this property. But everyone will gather around the pool each day to splash around in the heat of the Florida sun, the reason we all live here! Indian Lake Estates (ILE) borders the largest lake in Polk County, so plan on fishing from the community pier or the shoreline. The Gary-Cobb-designed golf course is public and just down the road, and there are some special benefits offered to residents. The clubhouse restaurant is open 7 days a week. Take advantage of the putting green, tennis and pickleball courts, driving range, playground, game room and clubhouse activities when you feel like getting out of the house for a bit. There's always plenty to do. ILE is the perfect community blend of privacy and activity. Call your agent today and schedule to see this beautiful property. ILE IS THE PLACE TO BE!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,060

Sqft

0.55 ac

Lot size

1979

Year built

One

Levels

$175

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ParkingRV Carport
ExteriorNone

Community & fees

HOA fee$33/mo
Taxes (2025)$1,655/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Playground · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,609 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$138
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,609/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$138
HOA / condo fee$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs INDIAN LAKE ESTATES

$175 vs $209

Days on market

64 vs 52 typical

Where $175/sqft sits among the 25 homes for sale in INDIAN LAKE ESTATES

4 · this home
3
7
2
5
4
$161–177$177–193$193–210$210–226$226–242$242+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Lake Estates

Map of 8433 LIMONIA DRIVE

Drive times from this address

Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Lake Estates. See the full Indian Lake Estates guide →

INDIAN LAKE ESTATES 33855 — neighborhood snapshot

Population

33

Median age

68.1

Avg household

1.94

For the school run

Polk County School District

ElementaryFrostproof Ben Hill Griffin Junior Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Lake Estates market

Seller’s marketLeans buyer8.1 months of inventoryBuyer’s market

$327K$330K

Indian Lake Estates median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

9 of 25

INDIAN LAKE ESTATES have cut their price

Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1540% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →

Paper trail

This home's history

CurrentPrice reduced to $360,000 $15K
Jun 2, 2026Listed at $375,000 · 64 days on market since
1979Built · INDIAN LAKE ESTATES

Reality check

What actually sold near 8433 LIMONIA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3911 GARDENIA DRIVESold · Feb ’26

$299,990

3911 GARDENIA DRIVE · same community

4 bd · 2 ba · 2,052 sqft · $146/sqft · 61 DOM

4121 EL DORADO DRIVESold · Oct ’25

$325,000

4121 EL DORADO DRIVE · same community

4 bd · 2 ba · 2,042 sqft · $159/sqft · 0 DOM

4291 POINCIANA DRIVESold · Feb ’26

$305,000

4291 POINCIANA DRIVE · same community

4 bd · 2 ba · 2,039 sqft · $150/sqft · 47 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8433 LIMONIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8433 LIMONIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

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Goes straight to Eric’s phone and CRM.

Straight answers

8433 LIMONIA DRIVE FAQs

What would the monthly payment be for 8433 LIMONIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,609/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8433 LIMONIA DRIVE?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8433 LIMONIA DRIVE?+

The most recent tax bill on record (2025) was $1,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8433 LIMONIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Lake Estates?+

At $360,000, this home is listed about 3% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8433 LIMONIA DRIVE?+

Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$360,000 runs 1540% above the INDIAN LAKE ESTATES 33855 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $375,000, now $360,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Laura Carter. MLS #TB8512992.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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8433 LIMONIA DRIVE, INDIAN LAKE ESTATES, FL — 3 Bed, 2 Bath — $360,000 | CENTURY 21 Edge