Eric Chery
$314,900$335,0003 bd2.5 ba1,608 sqft$196 /sqft$2,663 /mo all-in ↓

28632 SEASHELL COURT, WESLEY CHAPEL, FL, 33545

Active56 days on marketListed May 29, 2026MLS #TB8512962

Priced 22% below the WESLEY CHAPEL 33545 medianReduced $20KSingle Family ResidenceWESLEY POINTE PH 02 & 03

About this home

28632 SEASHELL COURT

One or more photo(s) has been virtually staged. Welcome to 28632 Seashell Ct, a bright, move-in-ready two-story home in Wesley Chapel offering clean finishes, practical living spaces, and strong value from day one. PRICED OVER $20,000 BELOW APPRAISED VALUE OF $335,000 (5/26/26), giving buyers added CONFIDENCE in VALUE, EQUITY and LEVERAGE from the start. INSPECTED with a 6/18/26 CLEAN 4-POINT inspection, giving you peace of mind that no major repairs are forecasted in the near future. This is one of the clearest paths to a smooth deal you will find in Wesley Chapel. To add even more reassurance, all major systems — ROOF, PLUMBING, ELECTRIC and HVAC — are covered by an American Home Shield ShieldEssential 1 YEAR HOME WARRANTY, included at no cost to the buyer with a full-price offer. This property also features a YOUNG ROOF, approximately 4 years old, and a BRAND NEW WATER HEATER, making it an excellent option for buyers looking for value, confidence, and fewer surprises after closing. From the moment you enter, the home feels fresh, open, and easy to maintain, with neutral interior tones, crisp white trim, updated dark wood-look flooring through the main living areas, and tile flooring in the kitchen for a polished, low-maintenance finish. The floor plan offers comfortable separation between living, dining, and kitchen spaces while maintaining an easy flow for everyday living and entertaining. The spacious front living and dining area features high ceilings, natural light, and plenty of room to create both a formal gathering space and a relaxed everyday living area. The kitchen is bright and functional with white cabinetry, generous counter space, a gas range, built-in microwave, dishwasher, double sink, and direct access toward the rear patio and fenced backyard. Upstairs, the home continues with a clean, neutral design that gives buyers a strong starting point from day one. The bathrooms feature light cabinetry, extended vanity space, tub/shower combinations, and simple finishes that are easy to personalize. The walk-in closet provides useful storage, while the two-car garage, fenced yard, and covered rear patio add everyday functionality inside and out. Located in Wesley Chapel, this home places you near many of the area’s most popular shopping, dining, and recreation destinations, including Epperson Lagoon, The Grove at Wesley Chapel, KRATE, Tampa Premium Outlets, The Shops at Wiregrass, PopStroke, AdventHealth Center Ice, restaurants, grocery options, and medical conveniences. Commuters will appreciate access to SR-54, SR-56, I-75, and I-275, with convenient routes toward downtown Tampa, USF, Tampa International Airport, and Gulf Coast beaches. With its neutral finishes, hard-surface flooring, functional layout, fenced backyard, newer roof, clean presentation, and pricing aligned with a recent appraised value, this home is ready for its next owner to move in and start enjoying Wesley Chapel living. Schedule your private showing today and experience all this home has to offer!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,608

Sqft

0.08 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$196

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesNorth
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

HOA fee$100/mo
Taxes (2025)$4,919/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,663 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$410
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,022Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,022
Interest rate6.00%
Loan term

Estimated payment

$2,663/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$410
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$242KedgeAI estimate $317,354 · range $252K$339K$352K

vs edgeAI estimate

−0.8%

$/sqft vs Wesley Chapel actives

$196 vs $200

Days on market

56 vs 32 typical

Where $196/sqft sits among the 400 Wesley Chapel actives

88
138 · this home
75
48
20
31
$149–178$178–206$206–235$235–263$263–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Pointe

Map of 28632 SEASHELL COURT inside its neighborhood boundary

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Wesley Pointe — neighborhood snapshot

Population

1,931

Median age

35

Median income

$97,946

Median home value

$259,400

Avg household

3

Households w/ children

208

For the school run

Pasco County School District

ElementaryQuail Hollow Elementary School★★★★★
HighWesley Chapel High School★★★★★
MiddleThomas E. Weightman Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

205 of 400

Wesley Chapel actives have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $314,900 $20K
May 29, 2026Listed at $335,000 · 56 days on market since
2003Built · WESLEY POINTE PH 02 & 03

Reality check

What actually sold near 28632 SEASHELL COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6051 WHITE SAILS DRIVESold · Nov ’25

$285,000

6051 WHITE SAILS DRIVE · same community

4 bd · 2 ba · 1,395 sqft · $204/sqft · 41 DOM

5935 SAND KEY LANESold · Sep ’25

$320,000

5935 SAND KEY LANE · same community

3 bd · 2 ba · 1,154 sqft · $277/sqft · 9 DOM

5048 CHIPOTLE LANESold · Jan ’26

$270,000

5048 CHIPOTLE LANE

3 bd · 2.5 ba · 1,650 sqft · $164/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 28632 SEASHELL COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 28632 SEASHELL COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

28632 SEASHELL COURT FAQs

What would the monthly payment be for 28632 SEASHELL COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,663/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 28632 SEASHELL COURT?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 28632 SEASHELL COURT?+

The most recent tax bill on record (2025) was $4,919. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 28632 SEASHELL COURT?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $314,900, this home is listed about 28% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 28632 SEASHELL COURT?+

Quail Hollow Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Julian Barrera. MLS #TB8512962.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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