Eric Chery
$212,0002 bd2 ba1,000 sqft$212 /sqft$1,924 /mo all-in ↓

1608 WHITEBRIDGE DRIVE UNIT B, PALM HARBOR, FL, 34684

Active37 days on marketListed Jun 18, 2026MLS #TB8512823

Priced 14% below the PALM HARBOR 34684 medianCondominiumHIGHLAND LAKES CONDO 1 BLDG 4 APT B

About this home

1608 WHITEBRIDGE DRIVE UNIT B

THIS TOTALLY "STAGED CONDO" and ALMOST UPDATED to the max..is a must to see.....Located in a "SWEET SPOT" with SHADY TREES & GREEN SPACE ON A QUIET cul de sac of Whitebridge Drive. lOCATED IN THE MOST SOUGHT OUT 55+ COMMUNITY WITH 3 EXECUTIVE -FREE GOLF COMMUNITY ON LAKE TARPON. Upon entering you will notice the "OPEN CONCEPT" of this adorable condo. The pride of ownership and well maintained condo you will feel when you enters into this light and bright Lovely Home... All dated Popcorn ceilings removed, newer neutral color Engineering Flooring throughout except for Bedrooms have neutral carpeting. A wall removed in kitchen for an Open Concept with newer white GE Profile Stove, newer 30' Cubic LG Refrigerator, Large Gorgeous Chandelier for extreme bright lighting in OPEN kitchen area. All popcorn ceililngs removed with new paint. Open concept also to Florida Room, doors/walls removed for making condo one basic room. The cheerful bathrooms have been updated with newer showers, and also with shower heads. Enjoy the Olympic heated pool and jacuzzi at main clubhouse at 3300 MacGregor Drive, and watch the water aerobics..Mon. Wed. Fri with Yoga too. Walk to the Andover pool and Clubhouse from this Condo. Also Visit 127 Lake Point Drive our other Clubhouse on Lake Tarpon and sign up for Pontoon boat ride on lake with lunch at Tarpon Turtle. This community has so many classes and events for Men and Women....You can stay as busy as you want or not! Enjoy Woodworking, ceramics, photography, pickelball clinic, tennis, bocce, bowling leagues, bingo, shuffleboard. Free boat storage for RV & Boats for residents too.... Come visit this WONDERFUL COMMUNITY TODAY you will amazed at all activities for all....

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,000

Sqft

1

Garage

1973

Year built

One

Levels

$212

Per sqft

Negotiable55+ community

Inside

FlooringCarpet · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat
LaundryElectric Dryer Hookup · In Garage
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedNegotiable

Outside & construction

RoofMembrane · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingCircular Driveway · Driveway · Ground Level · Guest · Off Street · RV Parking
ExteriorAwning(s) · Gray Water System · Hurricane Shutters · Irrigation System · Private Entrance · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

HOA fee$164/mo
Taxes (2025)$3,100/yr
PetsNo
CommunityDock · Lake · Private Boat Ramp · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,924 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,248
FHA mortgage insurance (est.)$94
Property tax — 2025 actual bill$258
Condo fee — from the listing$164
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,420Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,420
Interest rate6.00%
Loan term

Estimated payment

$1,924/mo

Principal & interest$1,248
FHA mortgage insurance (est.)$94
Property taxes (actual bill)$258
HOA / condo fee$164
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $212K
$154KedgeAI estimate $172,570 · range $161K$182K$220K

vs edgeAI estimate

+22.8%

$/sqft vs Palm Harbor actives

$212 vs $260

Days on market

37 vs 42 typical

Where $212/sqft sits among the 400 Palm Harbor actives

70
87 · this home
101
73
35
34
$151–196$196–241$241–285$285–330$330–375$375+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Highland Lakes

Map of 1608 WHITEBRIDGE DRIVE UNIT B inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)33 min
Downtown Tampa36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Highland Lakes — neighborhood snapshot

Population

5,270

Median age

69

Median income

$65,822

Median home value

$287,444

Avg household

2

Households w/ children

226

For the school run

Pinellas County School District

MiddleJoseph L. Carwise Middle School★★★★
ElementaryHighland Lakes Elementary School★★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

213 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jun 18, 2026Listed at $212,000 · 37 days on market since
1973Built · HIGHLAND LAKES CONDO 1 BLDG 4 APT B

Reality check

What actually sold near 1608 WHITEBRIDGE DRIVE UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3861 REGENT DRIVESold · Feb ’26

$350,000

3861 REGENT DRIVE

3 bd · 2 ba · 1,035 sqft · $338/sqft · 128 DOM

3871 BERKSHIRE COURTSold · Sep ’25

$361,050

3871 BERKSHIRE COURT

3 bd · 2 ba · 1,035 sqft · $349/sqft · 4 DOM

1875 ARBOR DRIVE SSold · Jun ’26

$499,000

1875 ARBOR DRIVE S

3 bd · 2 ba · 1,078 sqft · $463/sqft · 30 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1608 WHITEBRIDGE DRIVE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1608 WHITEBRIDGE DRIVE UNIT B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

1608 WHITEBRIDGE DRIVE UNIT B FAQs

What would the monthly payment be for 1608 WHITEBRIDGE DRIVE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,924/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1608 WHITEBRIDGE DRIVE UNIT B?+

The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1608 WHITEBRIDGE DRIVE UNIT B?+

The most recent tax bill on record (2025) was $3,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1608 WHITEBRIDGE DRIVE UNIT B?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $212,000, this home is listed about 43% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1608 WHITEBRIDGE DRIVE UNIT B?+

Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Ally Gambrel. MLS #TB8512823.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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