2656 TANGLEWOOD TRAIL, PALM HARBOR, FL, 34685
Active66 days on marketListed May 28, 2026MLS #TB8512248
About this home
2656 TANGLEWOOD TRAIL
Welcome to this beautifully maintained 4-bedroom, 2.5-bathroom end-unit townhome in Palm Harbor offering spacious three-story living, thoughtful upgrades, and an unbeatable location near top-rated schools, parks, dining, and golf courses. With a two car garage, a 2026 water heater, and a 2026 water softener and reverse osmosis system, this home combines comfort and peace of mind. Step inside through the welcoming foyer entrance to the open-concept first floor featuring crown molding and a seamless kitchen, dining, and living room layout designed for both everyday living and entertaining. The kitchen showcases beautiful cabinetry, stainless steel appliances, and easy flow into the main living spaces. Just beyond the living area, sliding doors lead to a private pavered patio perfect for grilling, outdoor dining, or relaxing in the Florida sunshine. The half bathroom is also conveniently located on the first floor. The second floor features two nicely sized guest bedrooms connected by a shared full bathroom with access from one of the bedrooms. Also located on this level is the spacious primary suite offering a cozy fireplace, large walk-in closet, and private balcony access for your own peaceful retreat. The luxurious en suite bathroom includes a glass-enclosed shower, separate soaking tub, dual-sink vanity, and private water closet. The top floor offers a large, private bedroom. Conveniently located near top-rated zoned schools, abundant dining and shopping options, golf courses, and John Chesnut Sr. Park, this townhome offers the perfect blend of space, style, and location in the heart of Palm Harbor. Schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,318
Sqft
0.06 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$179
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,717 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,717/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs Palm Harbor actives
$179 vs $261
Days on market
66 vs 42 typical
Where $179/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
201 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2656 TANGLEWOOD TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$400,000
2662 TANGLEWOOD TRAIL · same community
3 bd · 2.5 ba · 1,891 sqft · $212/sqft · 14 DOM
Sold · Sep ’25$395,000
2674 TANGLEWOOD TRAIL · same community
3 bd · 2.5 ba · 1,891 sqft · $209/sqft · 79 DOM
Sold · Jun ’26$560,000
1654 BAYHILL DRIVE
4 bd · 2.5 ba · 2,320 sqft · $241/sqft · 213 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2656 TANGLEWOOD TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2656 TANGLEWOOD TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
2656 TANGLEWOOD TRAIL FAQs
What would the monthly payment be for 2656 TANGLEWOOD TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,717/mo — principal and interest, the actual property-tax bill, the $550/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2656 TANGLEWOOD TRAIL?+
The association fee works out to $550 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2656 TANGLEWOOD TRAIL?+
The most recent tax bill on record (2025) was $4,570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2656 TANGLEWOOD TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $415,000, this home is listed about 11% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2656 TANGLEWOOD TRAIL?+
Cypress Woods Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$415,000 runs 20% above the PALM HARBOR 34685 median — but at 2,318 sqft it's also 58% larger than the typical Palm Harbor listing.
02Know the monthly fee
The association fee is $550/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Cypress Woods Elementary School, Joseph L. Carwise Middle School, East Lake High School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $425,000, now $415,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jeffrey Borham, PA. MLS #TB8512248.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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