3518 BERGER ROAD, LUTZ, FL, 33548
Active49 days on marketListed Jun 5, 2026MLS #TB8512090
About this home
3518 BERGER ROAD
Virtually Staged. BUYERS, BUYERS, BUYERS, DON'T MISS OUT!!! Prime Tampa acreage living in the highly desirable Crenshaw Lakes area! Nestled on 2.23 picturesque acres with beautiful mature oak trees, this exceptional property offers a rare estate-style acreage lifestyle with the perfect combination of privacy, space, and convenience — all with NO HOA and NO CDD fees. Located in the heart of Tampa, this beautifully updated 3-bedroom, 2-bathroom, 2-car garage residence features 2,376 square feet of living space with an inviting open floor plan designed for both everyday comfort and entertaining. The spacious primary suite offers a generously sized ensuite bathroom and walk-in closet, creating a comfortable private retreat within the home. A long circular driveway welcomes guests with abundant parking and creates an impressive arrival experience while providing ample space for family gatherings, recreational vehicles, boats, and additional storage needs. Inside, the home has been thoughtfully renovated with upscale finishes including stunning quartzite countertops, upgraded appliances, luxury vinyl flooring, porcelain tile bathroom finishes, an updated fireplace, and fresh interior and exterior paint. Major system improvements provide peace of mind with a NEW 2024 roof, TWO NEW 2024 HVAC systems, and a 2024 tankless water heater. Step outside and enjoy the freedom this oversized parcel provides with room for RV and boat parking, two detached storage sheds, newly enhanced landscaping, and outdoor living opportunities rarely found this close to Tampa conveniences. This prime central Tampa location offers the increasingly rare opportunity to enjoy estate-style acreage living while remaining conveniently positioned near shopping, dining, major roadways, and everyday conveniences.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,376
Sqft
2.23 ac
Lot size
2
Garage
1972
Year built
One
Levels
$463
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,103 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,103/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+90.5%
$/sqft vs Lutz actives
$463 vs $244
Days on market
49 vs 35 typical
Where $463/sqft sits among the 266 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 266
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 3518 BERGER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$730,000
3620 LITTLE ROAD · same community
3 bd · 2 ba · 1,994 sqft · $366/sqft · 76 DOM
Sold · May ’26$280,000
3615 BERGER ROAD · same community
4 bd · 3.5 ba · 3,135 sqft · $89/sqft · 0 DOM
Sold · Jun ’26$530,000
17309 N DALE MABRY HIGHWAY · same community
2 bd · 1.5 ba · 1,554 sqft · $341/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3518 BERGER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3518 BERGER ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
3518 BERGER ROAD FAQs
What would the monthly payment be for 3518 BERGER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3518 BERGER ROAD?+
The most recent tax bill on record (2025) was $7,137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $1,100,000, this home is listed about 124% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3518 BERGER ROAD?+
Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Jackie Gutierrez. MLS #TB8512090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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