8405 SOMERSET DRIVE, LARGO, FL, 33773
Active60 days on marketListed May 26, 2026MLS #TB8511873
About this home
8405 SOMERSET DRIVE
Some homes just feel right the moment you walk in, 8405 Somerset Dr is one of them. Nestled in Largo's established Somerset Lakes neighborhood, this 3-bedroom, 2-bathroom home offers 1,552 square feet of thoughtfully updated living space with a 2-car garage, all in a community known for its friendly streets and convenient location near Gulf beaches, top-rated schools, shopping, and dining. Inside, soaring vaulted ceilings and an open floor plan create a welcoming, light-filled space that's as comfortable for a quiet evening at home as it is for weekend gatherings. Impact-rated windows and sliding doors keep the home energy-efficient and secure year-round. The Roof is scheduled for replacement which means one less thing to worry about as a new owner. The sellers are also offering a HOME WARRANTY to provide additional peace of mind. The generous, fully fenced backyard complete with a storage shed and playground gives kids and pets room to roam safely. The 2 car garage offers extra built in storage every busy household needs. With updated bathrooms, a dedicated laundry room, and a truly turnkey interior, this home is ready to move into from day one- no projects, no surprises. Whether you're planting roots for the first time or looking for a home that grows with your family, 8405 Somerset Dr checks all the right boxes. Homes like this- updated, move-in ready, and in a neighborhood this central don't sit long. Call today to schedule your showing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,552
Sqft
0.16 ac
Lot size
2
Garage
1981
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,597 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,597/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs Largo actives
$290 vs $240
Days on market
60 vs 42 typical
Where $290/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Largo rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Somerset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
LARGO 33773 — neighborhood snapshot
Population
16,918
Median age
46.5
Median income
$74,115
Median home value
$280,600
Avg household
2.39
Households w/ children
1,373
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 105% above the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 8405 SOMERSET DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$485,000
8335 SOMERSET DRIVE · same community
3 bd · 2 ba · 1,675 sqft · $290/sqft · 13 DOM
Sold · Dec ’25$540,000
8459 121ST PLACE · same community
4 bd · 2 ba · 1,348 sqft · $401/sqft · 88 DOM
Sold · Feb ’26$460,000
8390 SOMERSET DRIVE · same community
3 bd · 2 ba · 1,845 sqft · $249/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8405 SOMERSET DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8405 SOMERSET DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
8405 SOMERSET DRIVE FAQs
What would the monthly payment be for 8405 SOMERSET DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,597/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8405 SOMERSET DRIVE?+
The most recent tax bill on record (2025) was $7,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8405 SOMERSET DRIVE be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8405 SOMERSET DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $450,000, this home is listed about 67% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8405 SOMERSET DRIVE?+
Southern Oak Elementary School (elementary), Osceola Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,000 runs 105% above the LARGO 33773 median — but at 1,552 sqft it's also 27% larger than the typical Largo listing.
02Zoned for nightly rentals
Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Strong assigned schools
Southern Oak Elementary School, Osceola Middle School, Pinellas Park High School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $480,000, now $450,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Shannon Ibrahim. MLS #TB8511873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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