1223 UNION STREET, CLEARWATER, FL, 33755
Active75 days on marketListed May 20, 2026MLS #TB8510309
About this home
1223 UNION STREET
Welcome to 1223 Union Street, perfectly positioned on the highly desirable border of Clearwater and Dunedin, right in the heart of the Gulf Coast lifestyle. Just minutes from vibrant Downtown Dunedin and the world-renowned, sugar-white sands of Clearwater Beach, this home offers convenient access to some of the area’s best dining, shopping, entertainment, and waterfront attractions. Enjoy the added benefit of being within a close proximity to Dunedin Elementary and Middle Schools, as well as direct access to the scenic Pinellas Trail; ideal for walking, running, or biking. Spend your days exploring Dunedin’s charming Main Street, known for its local restaurants, craft breweries, boutique shops, farmers markets, and year-round festivals. Outdoor enthusiasts will love the nearby parks and marinas, while sports fans are just moments from TD Ballpark, home of the Toronto Blue Jays Spring Training, and BayCare Ballpark, where the Philadelphia Phillies train. Whether it’s beach days, live events, or enjoying the energy of nearby downtowns, this location truly offers something for everyone. Inside, this well-maintained 3-bedroom, 2-bath home features durable wood and tile flooring throughout, creating a warm, inviting, and low-maintenance living environment. Major updates provide peace of mind, including a new HVAC system and insulation (2024), an updated electrical panel (2024), and a washer and dryer (2022). Step outside to a fully fenced backyard, perfect for relaxing, entertaining, or letting pets roam freely. A large powered shed offers excellent flexibility for storage, hobbies, or a workshop, while the patio’s fresh epoxy flooring adds a clean, modern finish. Ideally located near major roadways, the home provides easy access to Clearwater’s new Entertainment complex, St. Petersburg, and both Tampa International and St. Pete-Clearwater airports. Grocery stores, medical facilities, and everyday conveniences are all just minutes away. Whether you’re searching for a primary residence, seasonal retreat, or investment opportunity, this property delivers exceptional value in one of Pinellas County’s most sought-after and centrally located areas.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,548
Sqft
0.14 ac
Lot size
1951
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,466 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,466/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.4%
$/sqft vs Clearwater actives
$290 vs $218
Days on market
75 vs 47 typical
Where $290/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33755 — neighborhood snapshot
Population
28,057
Median age
41.3
Median income
$59,613
Median home value
$300,200
Avg household
2.46
Households w/ children
2,788
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the CLEARWATER 33755 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1223 UNION STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$335,000
1235 PALM STREET · same community
2 bd · 1 ba · 1,147 sqft · $292/sqft · 71 DOM
Sold · Oct ’25$370,000
1250 PALM STREET · same community
2 bd · 1 ba · 998 sqft · $371/sqft · 5 DOM
Sold · Aug ’25$267,500
1222 PALM STREET · same community
2 bd · 1 ba · 903 sqft · $296/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1223 UNION STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1223 UNION STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1223 UNION STREET FAQs
What would the monthly payment be for 1223 UNION STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,466/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1223 UNION STREET?+
The most recent tax bill on record (2025) was $5,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1223 UNION STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $449,000, this home is listed about 63% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1223 UNION STREET?+
Skycrest Elementary School (elementary), Clearwater High School (high), Dunedin Highland Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 24% above the CLEARWATER 33755 median — but at 1,548 sqft it's also 23% larger than the typical Clearwater listing.
02Strong assigned schools
Skycrest Elementary School, Clearwater High School, Dunedin Highland Middle School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $465,000, now $449,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Michael Cinquemano, Jr.. MLS #TB8510309.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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