
5003 UMBER WAY S, TAMPA, FL, 33624
Active84 days on marketListed May 14, 2026MLS #TB8508908
About this home
5003 UMBER WAY S
Welcome home to this beautifully updated and well maintained 3-bedroom, 3-bath home offering 1,820 square feet of stylish living space and one of the largest floor plans in the community! Perfectly blending comfort, elegance, and low-maintenance living, this rare Carrollwood gem is located in one of the area’s most sought-after neighborhoods. From the moment you step into the expansive private gated and screened courtyard, you’ll immediately feel the peace, privacy, and charm this home offers. Inside, soaring vaulted ceilings and a stunning marble-surround wood-burning fireplace create a warm atmosphere. The dining area is highlighted by a beautiful chandelier and flows seamlessly into the kitchen featuring Corian countertops, wood cabinetry, breakfast bar seating, and beautiful appliances. The spacious first-floor primary suite offers comfort and convenience with a large walk-in shower and private French door access leading to the oversized sunny lanai, the perfect space for morning coffee, entertaining guests, gardening, or simply relaxing outdoors. On the opposite side of the home, you’ll find a secondary bedroom and full bath ideal for guests or family members. Walk up the striking spiral staircase which leads to the upstairs loft-style third bedroom with its own full bath, making it the perfect guest suite, executive office, media room, recreation space, or private retreat. Additional highlights include: FREE 1-Year Home Warranty ($650 Value), New 200-Amp Electrical Panel Upgrade (March 2026), New Garage Door, 1-Car Garage + Driveway + Guest Parking, Ample Storage + Attic Access, Low HOA Includes Water, Sewer, Lawn Maintenance, Community Pool & Clubhouse, NO CDD Fees, Picturesque Lake with Tranquil Fountain Views Perfectly located just minutes from Citrus Park Mall, top-rated schools, churches, hospitals, restaurants, Tampa International Airport, Downtown Tampa, and the Gulf Coast’s award-winning beaches.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,820
Sqft
0.09 ac
Lot size
1
Garage
1982
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,110 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,110/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$220 vs $303
Days on market
84 vs 41 typical
Where $220/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Northdale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Northdale — neighborhood snapshot
Population
24,347
Median age
38
Median income
$87,959
Median home value
$291,444
Avg household
2
Households w/ children
2,819
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
193 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the TAMPA 33624 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5003 UMBER WAY S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$355,000
4934 UMBER WAY S · same community
3 bd · 2 ba · 1,735 sqft · $205/sqft · 85 DOM
Sold · Jun ’26$415,000
5024 UMBER WAY S · same community
3 bd · 2 ba · 1,735 sqft · $239/sqft · 10 DOM
Sold · Aug ’25$455,000
5010 UMBER WAY N · same community
2 bd · 2.5 ba · 1,735 sqft · $262/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5003 UMBER WAY S — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5003 UMBER WAY S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
5003 UMBER WAY S FAQs
What would the monthly payment be for 5003 UMBER WAY S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,110/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5003 UMBER WAY S?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5003 UMBER WAY S?+
The most recent tax bill on record (2025) was $1,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5003 UMBER WAY S?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $400,000, this home is listed about 11% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5003 UMBER WAY S?+
Hill Middle School (middle), Northwest Elementary School (elementary), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$400,000 runs 21% above the TAMPA 33624 median.
02Time on market is leverage
84 days on market against a Tampa median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Hill Middle School, Northwest Elementary School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Northwest Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $412,000, now $400,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GENSTONE REALTY · Regis Gillespie. MLS #TB8508908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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