Eric Chery
$319,4003 bd2.5 ba1,676 sqft$191 /sqft$2,500 /mo all-in ↓

641 MAPLE OAK CIRCLE UNIT 101, ALTAMONTE SPRINGS, FL, 32701

Active71 days on marketListed May 13, 2026MLS #TB8508342

CondominiumOAK HARBOUR SEC 4

About this home

641 MAPLE OAK CIRCLE UNIT 101

One or more photo(s) has been virtually staged. Stunning remodeled CORNER UNIT townhouse in the gated, lake-front community of Oak Harbour! Imagine arriving home each day to a light-filled open floor plan with skylights, extra windows, and vaulted ceilings that create airy elegance. The modern kitchen features maple cabinets, granite countertops, stainless steel appliances, and a large pantry—perfect for cooking and entertaining. The spacious living-dining area flows seamlessly to a patio where you can enjoy peaceful mornings or unwind at sunset. Upstairs, the primary suite offers an upgraded bathroom and double closets, while two additional bedrooms provide plenty of space for family or guests. Enjoy recent updates, including a new roof (2022), remodeled bathrooms (2022), new flooring on the first level (2024), new carpet (2023), and upgraded ceiling fans and lighting (2024)—making this home truly move-in ready. Outside, experience the serenity of Lake Orienta, perfect for fishing, boating, or simply taking in the views. The community’s resort-style amenities include a clubhouse with full kitchen and bar, two pools, tennis/pickleball/basketball courts, a fitness center, sauna, shuffleboard, and a lakeside gazebo to relax by the water. Location and lifestyle meet here—just minutes from Altamonte Mall, fine dining, shopping, hospitals, and exciting entertainment options, including the new Activate Altamonte interactive gaming venue. With easy access to I-4, you’re perfectly connected to all that Orlando and Central Florida have. And the best part: the seller is motivated—so don’t miss this opportunity to own a beautifully updated home in one of Altamonte’s most desirable communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,676

Sqft

0.04 ac

Lot size

1

Garage

1990

Year built

Two

Levels

$191

Per sqft

FireplaceGarden view

Inside

FlooringCarpet · Ceramic Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock · Concrete Perimeter
ViewGarden
FacesEast
ParkingCovered · Garage Door Opener · Guest
ExteriorGarden

Community & fees

Taxes (2024)$3,824/yr
PetsDogs OK
CommunityBoat Slip · Community Boat Ramp · Lake · Private Boat Ramp · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Park · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,500 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,880
FHA mortgage insurance (est.)$141
Property tax — 2024 actual bill$319
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,179Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,179
Interest rate6.00%
Loan term

Estimated payment

$2,500/mo

Principal & interest$1,880
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$319
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $319K
$228KedgeAI estimate $279,686 · range $237K$301K$332K

vs edgeAI estimate

+14.2%

Days on market

71 vs 36 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Altamonte Springs

Map of 641 MAPLE OAK CIRCLE UNIT 101

Drive times from this address

Downtown Orlando15 min
Universal Orlando27 min
Orlando Int’l Airport (MCO)34 min
Walt Disney World39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Altamonte Springs. See the full Altamonte Springs guide →

The numbers that matter

The Altamonte Springs market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$307K$288K

Altamonte Springs median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Altamonte Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the Altamonte Springs median. See the full Altamonte Springs market guide →

Paper trail

This home's history

May 13, 2026Listed at $319,400 · 71 days on market since
1990Built · OAK HARBOUR SEC 4

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 641 MAPLE OAK CIRCLE UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 641 MAPLE OAK CIRCLE UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

641 MAPLE OAK CIRCLE UNIT 101 FAQs

What would the monthly payment be for 641 MAPLE OAK CIRCLE UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 641 MAPLE OAK CIRCLE UNIT 101?+

The most recent tax bill on record (2024) was $3,824. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 641 MAPLE OAK CIRCLE UNIT 101?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Altamonte Springs?+

At $319,400, this home is listed about 46% above the Altamonte Springs median of $219,000. The market section on this page shows how the area is trending.

Listing courtesy of LA ROSA REALTY LLC · Roxana Sangiorgi. MLS #TB8508342.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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