Eric Chery
$445,000$459,0001 bd1 ba1,036 sqft$430 /sqft$4,381 /mo all-in ↓

7000 BEACH PLAZA UNIT 202, ST PETE BEACH, FL, 33706

Active87 days on marketListed May 9, 2026MLS #TB8507010

Reduced $14KWaterfrontPrivate poolCondominiumSTARLIGHT TOWER INC CO-OP

About this home

7000 BEACH PLAZA UNIT 202

Welcome to Unit 202 at Starlight Tower, a rare opportunity to own a deluxe one bedroom beachfront residence that is larger than the standard one bedroom units at 7000 Beach Plaza in the heart of St. Pete Beach. Perfectly positioned on the second floor overlooking the pool and the Gulf of Mexico, this spacious unit offers the kind of coastal setting buyers dream about. Wake up to beach views, watch the sunset from nearly anywhere inside the unit, and enjoy direct sightlines to the sparkling pool, sandy beach and shoreline just beyond. Unlike the smaller standard one bedroom layouts in the building, this deluxe floor plan offers a more generous living and dining area, a comfortable bedroom, added hallway separation, excellent walk-in closet space and work-from home desk, and a useful utility and storage area. The oversized enclosed beachfront balcony expands the living space (public record show 840 sf not including the enclosed 28x7 balcony) and creates a bright, relaxing retreat with panoramic ocean views, Gulf breezes, pool activity, palm trees, and beachfront scenery year round. This building has an elevator to get to the unit, as you enter the kitchen provides a practical layout with full size appliances, generous cabinet storage, and a pass-through style connection to the dining and living areas. It offers a comfortable setup for everyday use while leaving plenty of opportunity for a future owner to update the space and make it their own. From the kitchen, dining area, living room, and enclosed balcony, the Gulf views remain the focal point, giving the entire residence a true beachfront feel. Starlight Tower places you just steps from the sand, making it easy to enjoy morning walks, beach days, and unforgettable Gulf sunsets without ever having to leave the property. St. Pete Beach was named the number one beach in the United States by Tripadvisor in 2021, adding even more appeal to this already sought after location. From inside the unit, the beachfront balcony, the pool deck, and the community grounds, you can enjoy the beauty of the Gulf and the convenience of direct beachside living. In a community where garage parking is rarely available, this residence stands out with a garage included in the sale. Paired with its larger deluxe layout, second floor pool and Gulf views, oversized enclosed balcony, and unbeatable steps to the beach location, this residence offers a truly special opportunity to own a beachfront retreat in the heart of St. Pete Beach.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

1,036

Sqft

1.88 ac

Lot size

1

Garage

1958

Year built

One

Levels

$430

Per sqft

Private poolWaterfrontWater view

Inside

FlooringCarpet · Tile
AppliancesMicrowave · Range · Refrigerator
InteriorCeiling Fan(s) · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
ViewWater
FacesNortheast
ExteriorBalcony · Hurricane Shutters · Sliding Doors

Community & fees

HOA fee$809/mo
Taxes (2025)$7,149/yr
PetsNo
CommunityWater Access · Waterfront · Community Mailbox

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,381 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$596
Condo fee — from the listing$809
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$4,381/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$596
HOA / condo fee$809
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$262KedgeAI estimate $280,294 · range $273K$283K$463K

vs edgeAI estimate

+58.8%

$/sqft vs St Pete Beach actives

$430 vs $513

Days on market

87 vs 81 typical

Where $430/sqft sits among the 172 St Pete Beach actives

61 · this home
36
38
14
8
15
$278–430$430–583$583–736$736–888$888–1041$1041+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Map of 7000 BEACH PLAZA UNIT 202

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

ST PETE BEACH 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$679K$543K

St Pete Beach median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

83 of 172

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $445,000 $14K
May 9, 2026Listed at $459,000 · 87 days on market since
1958Built · STARLIGHT TOWER INC CO-OP

Reality check

What actually sold near 7000 BEACH PLAZA UNIT 202

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7000 BEACH PLAZA UNIT 706Sold · Sep ’25

$430,000

7000 BEACH PLAZA UNIT 706 · same community

1 bd · 1 ba · 1,004 sqft · $428/sqft · 237 DOM

7000 BEACH PLAZA UNIT 506Sold · Dec ’25

$410,000

7000 BEACH PLAZA UNIT 506 · same community

1 bd · 1 ba · 790 sqft · $519/sqft · 0 DOM

7000 BEACH PLAZA UNIT 207Sold · Jul ’26

$389,000

7000 BEACH PLAZA UNIT 207 · same community

1 bd · 1 ba · 645 sqft · $603/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7000 BEACH PLAZA UNIT 202 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7000 BEACH PLAZA UNIT 202 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

7000 BEACH PLAZA UNIT 202 FAQs

What would the monthly payment be for 7000 BEACH PLAZA UNIT 202?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,381/mo — principal and interest, the actual property-tax bill, the $809/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7000 BEACH PLAZA UNIT 202?+

The association fee works out to $809 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7000 BEACH PLAZA UNIT 202?+

The most recent tax bill on record (2025) was $7,149. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7000 BEACH PLAZA UNIT 202?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $445,000, this home is listed about 27% below the St Pete Beach median of $612,450. The market section on this page shows how the area is trending.

Which schools are assigned to 7000 BEACH PLAZA UNIT 202?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $809/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $459,000, now $445,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Kevin Cahill. MLS #TB8507010.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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