Eric Chery

STATE ROAD 54, LUTZ, FL, 33558

Active71 days on marketListed May 10, 2026MLS #TB8506905

MEADOWBROOK ESTATES

About this home

STATE ROAD 54

Prime commercial opportunity in the heart of fast-growing Lutz! This 0.42 acre parcel is ideally positioned at the corner of State Road 54 and Meadowbrook Drive, offering excellent visibility, strong traffic counts, and easy access—a perfect setting for a professional office or service-based business. Zoned 0P01 BPO (Business Professional Office), this property allows for a wide range of office and low-intensity commercial uses, making it a versatile investment for owner-users or developers. The lot is partially cleared, helping reduce initial site prep costs and accelerating your path to development. Permitted uses under BPO zoning may include: Medical or dental offices ~ Professional offices (attorneys, accountants, consultants) ~ Real estate or mortgage offices ~ Insurance agencies ~ Financial services firms ~ Title companies ~ Administrative offices ~ Counseling or therapy practices ~ Tech or startup office space. Located along one of Pasco County’s most active corridors, this site benefits from continued residential growth, expanding infrastructure, and increasing demand for professional services in the surrounding area. Whether you’re looking to build your own office or develop for investment, this is a rare opportunity to secure a well-located commercial parcel in a high-demand market. Don’t miss your chance to bring your vision to life on State Road 54!

Facts & features

The home at a glance

0.42 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

Taxes (2025)$7,839/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,276 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$653
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,276/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$653
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lutz

Map of STATE ROAD 54

Drive times from this address

Tampa Int’l Airport (TPA)30 min
Downtown Tampa34 min

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

May 10, 2026Listed at $599,999 · 71 days on market since

Reality check

What actually sold near STATE ROAD 54

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17026 STATE ROAD 54Sold · Oct ’25

$695,000

17026 STATE ROAD 54 · same community

4 bd · 2 ba · 2,004 sqft · $347/sqft · 36 DOM

17004 STATE ROAD 54Sold · Dec ’25

$760,000

17004 STATE ROAD 54 · same community

3 bd · 2 ba · 2,035 sqft · $373/sqft · 46 DOM

17048 STATE ROAD 54Sold · Oct ’25

$675,000

17048 STATE ROAD 54 · same community

4 bd · 2 ba · 2,144 sqft · $315/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about STATE ROAD 54 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for STATE ROAD 54 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

STATE ROAD 54 FAQs

What would the monthly payment be for STATE ROAD 54?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,276/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on STATE ROAD 54?+

The most recent tax bill on record (2025) was $7,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $599,999, this home is listed about 22% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to STATE ROAD 54?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$599,999 runs 65% above the LUTZ 33558 median.

02Time on market is leverage

71 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of DIMORA REALTY · Dana Marino. MLS #TB8506905.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lutz homes, in your inbox

Like STATE ROAD 54 but not quite? A daily digest of every new listing in Lutz — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Eric to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 8:51 AM UTC. The listing information on this page last changed on July 20, 2026 at 8:51 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 8:51 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 8:51 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.