Eric Chery
$420,000$425,0002 bd2 ba1,310 sqft$321 /sqft$3,013 /mo all-in ↓

179 E CANAL DRIVE, PALM HARBOR, FL, 34684

Active77 days on marketListed May 7, 2026MLS #TB8505355

Reduced $5KWaterfrontSingle Family ResidenceLAKE SHORE ESTATES 1ST ADD

About this home

179 E CANAL DRIVE

Welcome to your waterfront retreat in the heart of Palm Harbor, where everyday living feels like a getaway. This updated two-bedroom, two-bathroom home sits along a canal leading directly to Lake Tarpon - perfect for boating, fishing, and enjoying Florida’s outdoor lifestyle right from your backyard. Inside, you’ll find a bright, open floor plan designed for both comfort and functionality. The living room and kitchen flow seamlessly together, creating an inviting space for entertaining or relaxing. The remodeled kitchen is a standout feature, offering granite countertops, state-of-the-art appliances, abundant cabinetry, and charming banquet seating with built-in storage - ideal for maximizing space and organization. The home features wood-look vinyl flooring throughout, along with upgraded windows and doors that enhance both style and efficiency. Both bedrooms are generously sized and share a well-appointed full bathroom with a large vanity and a tub/shower combination. Step outside to your private wooden deck overlooking the canal - an ideal spot for morning coffee, evening unwinding, or hosting guests. With direct water access, you can easily park your boat and head out to Lake Tarpon for a day of recreation. Located in a highly desirable Palm Harbor area, this home is just minutes from a variety of dining, shopping, and everyday conveniences. Whether you're looking for a full-time residence or a waterfront escape, this property offers the perfect blend of comfort, updates, and an unbeatable location for enjoying Florida’s lake lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,310

Sqft

0.14 ac

Lot size

1

Garage

1960

Year built

One

Levels

$321

Per sqft

WaterfrontWater view

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesWest
ParkingOversized
ExteriorLighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$2,335/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,013 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$195
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,013/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$195
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$348KedgeAI estimate $371,148 · range $363K$374K$437K

vs edgeAI estimate

+13.2%

$/sqft vs Palm Harbor actives

$321 vs $258

Days on market

77 vs 42 typical

Where $321/sqft sits among the 400 Palm Harbor actives

76
88
100
71 · this home
34
31
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Shore

Map of 179 E CANAL DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Lake Shore — neighborhood snapshot

Population

811

Median age

62

Median income

$78,149

Median home value

$311,987

Avg household

2

Households w/ children

53%

For the school run

Pinellas County School District

ElementaryHighland Lakes Elementary School★★★★★
HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

208 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $420,000 $5K
May 7, 2026Listed at $425,000 · 77 days on market since
1960Built · LAKE SHORE ESTATES 1ST ADD

Reality check

What actually sold near 179 E CANAL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

208 W CANAL DRIVESold · Apr ’26

$450,000

208 W CANAL DRIVE · same community

3 bd · 2 ba · 1,315 sqft · $342/sqft · 44 DOM

193 E CANAL DRIVESold · Feb ’26

$540,000

193 E CANAL DRIVE · same community

3 bd · 2 ba · 1,547 sqft · $349/sqft · 69 DOM

164 LAKE SHORE DR W DRIVE WSold · Dec ’25

$400,000

164 LAKE SHORE DR W DRIVE W · same community

3 bd · 2 ba · 1,718 sqft · $233/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 179 E CANAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 179 E CANAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

179 E CANAL DRIVE FAQs

What would the monthly payment be for 179 E CANAL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 179 E CANAL DRIVE?+

The most recent tax bill on record (2025) was $2,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Harbor?+

At $420,000, this home is listed about 12% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 179 E CANAL DRIVE?+

Highland Lakes Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$420,000 runs 71% above the PALM HARBOR 34684 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $425,000, now $420,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Robert Paolini. MLS #TB8505355.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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