Eric Chery
$328,999$345,0004 bd2 ba1,396 sqft$236 /sqft$2,623 /mo all-in ↓

10331 SUMMERVIEW CIRCLE, RIVERVIEW, FL, 33578

Active78 days on marketListed May 4, 2026MLS #TB8504824

Reduced $16KSingle Family ResidenceSUMMERVIEW OAKS SUB

About this home

10331 SUMMERVIEW CIRCLE

This 4-bedroom, 2-bathroom home in the sought-after Summerview Oaks community has been thoughtfully updated from top to bottom — giving the next owner true peace of mind from day one. A brand new roof installed in January 2024, a brand new HVAC system (June 2026), updated windows, granite countertops, and newer appliances mean the big-ticket items are already done. Out back, a fully fenced yard with a pergola perfect for BBQs and entertaining, plus a large storage shed, round out a home that's as functional as it is charming. Nestled behind the Big Bend and US-301 corridor, Summerview Oaks is an intimate enclave of fewer than 80 homes — a peaceful retreat surrounded by mature trees and a front-porch lifestyle where neighbors actually know each other. It's one of Riverview's best-kept secrets, and once you're here, you'll understand why residents stay. The layout is designed for both everyday living and entertaining. The main living area flows naturally into the kitchen and dining space, with views of the backyard creating a bright, connected feel. The primary suite is conveniently located on the first floor with a private bath and walk-in closet. Upstairs, three additional bedrooms plus a versatile loft give you the flex space to work, play, or unwind. The location is unbeatable — I-75 is just 2 minutes away, making Tampa, Brandon, and St. Pete an easy commute. Shopping, dining, a major hospital, and a wide selection of schools are all within a 5–10 minute radius. A screened front porch and rear alley with additional parking (beyond the one-car garage) add even more everyday convenience. Check out the virtual walkthrough — or better yet, schedule your showing and see this gem in person.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,396

Sqft

0.09 ac

Lot size

1

Garage

2004

Year built

Two

Levels

$236

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryIn Garage · Inside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorPrivate Mailbox · Sidewalk · Storage

Community & fees

HOA fee$63/mo
Taxes (2025)$3,817/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,623 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property tax — 2025 actual bill$318
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,515Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,515
Interest rate6.00%
Loan term

Estimated payment

$2,623/mo

Principal & interest$1,937
FHA mortgage insurance (est.)$146
Property taxes (actual bill)$318
HOA / condo fee$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $329K
$278KedgeAI estimate $295,448 · range $289K$310K$342K

vs edgeAI estimate

+11.4%

$/sqft vs Riverview actives

$236 vs $186

Days on market

78 vs 33 typical

Where $236/sqft sits among the 400 Riverview actives

90
100
82
68
26 · this home
34
$143–164$164–184$184–204$204–224$224–245$245+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 10331 SUMMERVIEW CIRCLE

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

HighSpoto High School★★★★★
ElementaryIppolito Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

207 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

CurrentPrice reduced to $328,999 $16K
May 4, 2026Listed at $345,000 · 78 days on market since
2004Built · SUMMERVIEW OAKS SUB

Reality check

What actually sold near 10331 SUMMERVIEW CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10209 SUMMERVIEW CIRCLESold · Sep ’25

$330,000

10209 SUMMERVIEW CIRCLE · same community

4 bd · 2 ba · 1,481 sqft · $223/sqft · 200 DOM

10433 ALDER GREEN DRIVESold · Aug ’25

$324,000

10433 ALDER GREEN DRIVE

3 bd · 2 ba · 1,540 sqft · $210/sqft · 60 DOM

10433 ALDER GREEN DRIVESold · Oct ’25

$324,000

10433 ALDER GREEN DRIVE

3 bd · 2 ba · 1,540 sqft · $210/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10331 SUMMERVIEW CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10331 SUMMERVIEW CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

10331 SUMMERVIEW CIRCLE FAQs

What would the monthly payment be for 10331 SUMMERVIEW CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,623/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10331 SUMMERVIEW CIRCLE?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10331 SUMMERVIEW CIRCLE?+

The most recent tax bill on record (2025) was $3,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10331 SUMMERVIEW CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $328,999, this home is listed about 15% below the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 10331 SUMMERVIEW CIRCLE?+

Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$328,999 runs 10% above the RIVERVIEW 33578 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

78 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $345,000, now $328,999 — a $16K cut. The full history is in the market section below.

Listing courtesy of JASON MITCHELL REAL ESTATE FLO · Ana Mitchell. MLS #TB8504824.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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