
12821 4TH ISLE, HUDSON, FL, 34667
Active84 days on marketListed May 1, 2026MLS #TB8503884
About this home
12821 4TH ISLE
Welcome to your slice of paradise in the charming coastal community of Leisure Beach in Hudson, Florida. This beautifully positioned 2-bedroom, 2-bath waterfront home offers the perfect blend of relaxed Florida living, outdoor adventure, and a vibrant, neighborly atmosphere that’s hard to find anywhere else. From the moment you arrive, the lifestyle becomes clear—this is more than a home; it’s an everyday escape. Step outside to your private backyard oasis, where a sparkling swimming pool overlooks serene waterfront views. Whether you're enjoying a quiet morning coffee or an evening sunset swim, the scenery is nothing short of breathtaking. And just beyond your dock, a 10,000 lb boat lift stands ready for your next adventure on the water. Adding to the charm of this tropical retreat, the property features a variety of mature fruit-producing trees, including a fig tree, orange tree, olive tree, and banana trees—bringing both beauty and fresh, homegrown flavors right to your backyard. Nature lovers will be captivated by the daily visits from dolphins and manatees, offering a front-row seat to Florida’s most beloved marine life. With only a short 10-minute boat ride to the Gulf of Mexico, world-class fishing and endless open water await right from your backyard. A quick 25-minute cruise brings you to the pristine shores of Anclote Island—perfect for a day of shelling, sunbathing, or simply unwinding. Leisure Beach isn’t just about the water—it’s about community. Residents enjoy a lively calendar of events including an annual Christmas boat parade, festive golf cart parades, and fun-filled flotillas where neighbors gather to enjoy the crystal-clear waterways together. Monthly “Coffee in the Cul-De-Sac” meetups create a welcoming environment where friendships flourish and neighbors become family. For those who love to explore, kayaking through the scenic waterways of Werner-Boyce Salt Springs State Park offers miles of natural beauty and peaceful adventure. And when it’s time to dine out, you’re only minutes away from local favorites like Skinny's Bar and Grill and Inn on the Gulf, along with several waterfront restaurants where you can dock your boat and enjoy fresh coastal cuisine. This home offers the rare opportunity to live where others vacation—where every day feels like a getaway, and every sunset reminds you why you chose waterfront living. Whether you're seeking relaxation, recreation, or a strong sense of community, this Leisure Beach gem delivers it all. Come experience the lifestyle you’ve been dreaming of.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,568
Sqft
0.18 ac
Lot size
1
Garage
1971
Year built
One
Levels
$300
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,381 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,381/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.3%
$/sqft vs LEISURE BEACH
$300 vs $299
Days on market
84 vs 42 typical
Where $300/sqft sits among the 20 homes for sale in LEISURE BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 20
LEISURE BEACH have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12821 4TH ISLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$275,000
6536 BEACH BOULEVARD · same community
2 bd · 2 ba · 1,572 sqft · $175/sqft · 103 DOM
Sold · Nov ’25$352,000
12821 5TH ISLE · same community
3 bd · 2 ba · 1,588 sqft · $222/sqft · 222 DOM
Sold · Mar ’26$425,000
12913 1ST ISLE · same community
3 bd · 2 ba · 1,539 sqft · $276/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12821 4TH ISLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12821 4TH ISLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12821 4TH ISLE FAQs
What would the monthly payment be for 12821 4TH ISLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,381/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12821 4TH ISLE?+
The most recent tax bill on record (2025) was $2,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12821 4TH ISLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $469,900, this home is listed about 42% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12821 4TH ISLE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$469,900 runs 68% above the HUDSON 34667 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
84 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of HOMEXPRESS REALTY, INC. · Chris Shumaker. MLS #TB8503884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Hudson homes, in your inbox
Like 12821 4TH ISLE but not quite? A daily digest of every new listing in Hudson — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Eric to ping you on any price or status change →


