4812 WALNUT RIDGE ROAD, LAND O LAKES, FL, 34638
Active100 days on marketListed Apr 28, 2026MLS #TB8501991
About this home
4812 WALNUT RIDGE ROAD
Beautiful 5 bedroom, 3 bath, 3 car garage, LAKE VIEW home in the GATED community of Lake Talia. A well-maintained neighborhood in the perfect location, it's ready for you to call it home. Situated on an almost quarter-acre, 80 foot wide lot, you'll enter to a lovely living room / dining room combination with sliders to the COVERED & SCREENED PATIO and AWESOME VIEW OF THE LAKE. The whole home has been UPDATED with BEAUTIFUL LUXURY VINYL PLANK FLOORING & NEW EXTERIOR PAINT! Follow the OPEN FLOOR PLAN to the kitchen with NEW STAINLESS STEEL APPLIANCES and family room with amazing two-story ceilings and tons of natural light! (More lake view here!) This 4-WAY SPLIT FLOOR PLAN really gives everyone their own space. The already spacious master bedroom is located on the ground floor on left side of the house and adds an extra sitting room with lake view, perfect for relaxing (or home office if preferred). The en suite master bathroom with dual, split vanities, garden tub, NEW FRAMELESS GLASS SHOWER, along with 2 WALK-IN CLOSETS complete this primary retreat. Another bedroom is also located on the ground floor with a full bathroom just off of it, great for a guest room. Three LARGE SECONDARY BEDROOMS with WALK-IN CLOSETS are located upstairs with a cute little loft area that overlooks the family room and kitchen. It even has a built-in desk for studying, reading, or organizing bills. Upstairs bathroom has DUAL VANITY & shower / tub combo. Large, downstairs laundry room has utility sink and a GREAT STORAGE CLOSET under the stairs for your extra stuff. 3 car garage and wide driveway allow for extra vehicles and really complete this fabulous home. Lake Talia has a park & playground / picnic area / full court basketball, not to mention great sidewalks / paths / benches along water views. READY FOR A QUICK MOVE-IN! Call today for your private showing!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,249
Sqft
0.22 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Land O Lakes actives
$1 vs $206
Days on market
100 vs 44 typical
Where $1/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
212 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 4812 WALNUT RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$560,000
20817 CEDAR BLUFF PLACE · same community
5 bd · 3 ba · 3,249 sqft · $172/sqft · 89 DOM
Sold · Oct ’25$545,000
21215 TYRELL WAY · same community
5 bd · 4 ba · 3,186 sqft · $171/sqft · 77 DOM
Sold · Jun ’26$567,000
4850 WALNUT RIDGE ROAD · same community
5 bd · 4 ba · 3,181 sqft · $178/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4812 WALNUT RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4812 WALNUT RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
4812 WALNUT RIDGE ROAD FAQs
What would the monthly payment be for 4812 WALNUT RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4812 WALNUT RIDGE ROAD?+
The listing reports pets: Breed Restrictions, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $3,400, this home is listed about 99% below the Land O Lakes median of $419,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4812 WALNUT RIDGE ROAD?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAND O LAKES 34638 market on paper
$3,400 is 99% below the LAND O LAKES 34638 median of $362,500, and at $1/sqft it sits under the Land O Lakes average of $218.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
100 days on market against a Land O Lakes median of 44 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 INTEGRA · Lauren Wilson. MLS #TB8501991.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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