12610 KELLY ANN LOOP, BROOKSVILLE, FL, 34613
Active95 days on marketListed Apr 24, 2026MLS #TB8501617
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About this home
12610 KELLY ANN LOOP
Welcome to The Joyce —A top-selling floor plan nestled in the quiet, tucked-away community of Pine Cone Reserve. Boasting an impressive 3,103 approximate square feet, this home makes a grand statement from the moment you arrive, complete with a 2nd Owner's Suite and a spacious 3-car garage. Step inside to discover an open, airy living area perfectly designed for both relaxing and entertaining, flowing seamlessly to a large included covered lanai — ideal for enjoying Florida's beautiful weather year-round. Beyond its generous size, the Joyce captivates with its modern architectural beauty, a home that truly has to be seen to be fully appreciated. Tucked away from the hustle yet close to everything you need, Pine Cone Reserve offers the peaceful retreat you've been searching for — and the Joyce is the crown jewel of the community. All measurements are approximate
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,013
Sqft
0.19 ac
Lot size
3
Garage
2026
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Brooksville actives
$161 vs $188
Days on market
95 vs 45 typical
Where $161/sqft sits among the 400 Brooksville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brooksville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
BROOKSVILLE 34613 — neighborhood snapshot
Population
18,280
Median age
61.1
Median income
$56,175
Median home value
$181,800
Avg household
2.1
Households w/ children
1,262
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
205 of 400
Brooksville actives have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the BROOKSVILLE 34613 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 12610 KELLY ANN LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$349,990
12649 KELLY ANN LOOP · same community
4 bd · 2 ba · 1,936 sqft · $181/sqft · 38 DOM
Sold · May ’26$274,490
8423 MARGO ANN STREET · same community
4 bd · 2 ba · 1,900 sqft · $144/sqft · 40 DOM
Sold · May ’26$289,990
8383 MARGO ANN STREET · same community
4 bd · 2 ba · 1,900 sqft · $153/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12610 KELLY ANN LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12610 KELLY ANN LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12610 KELLY ANN LOOP FAQs
What would the monthly payment be for 12610 KELLY ANN LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,346/mo — principal and interest, the actual property-tax bill, the $66/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12610 KELLY ANN LOOP?+
The association fee works out to $66 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12610 KELLY ANN LOOP?+
The most recent tax bill on record (2025) was $605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12610 KELLY ANN LOOP?+
The listing reports pets: Breed Restrictions, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $484,990, this home is listed about 45% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12610 KELLY ANN LOOP?+
Central High School (high), West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELSA PROPERTIES,P.A. · Kelly Thorson. MLS #TB8501617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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