1307 NORMANDY CIRCLE, PALM HARBOR, FL, 34683
Active93 days on marketListed Apr 21, 2026MLS #TB8500489
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Upcoming open house
Sat, Jul 25
11:00 AM – 3:00 PM
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About this home
1307 NORMANDY CIRCLE
Experience the Florida lifestyle at its best. Designed for family living and entertaining, this home offers spacious, connected living areas that flow seamlessly into an inviting outdoor retreat. Set on a nearly half-acre corner lot, you'll enjoy a private backyard with a sparkling pool and plenty of space for barbecues, celebrations, or relaxing with family and friends. A home where comfort, connection, and lasting memories come together. Additionally, its prime Palm Harbor location offers convenient access to beaches, shopping, restaurants, and top-rated schools, with the added benefit of not being in a flood zone.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,660
Sqft
0.49 ac
Lot size
2
Garage
1982
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,247 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,247/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.5%
$/sqft vs Palm Harbor actives
$282 vs $259
Days on market
93 vs 42 typical
Where $282/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
209 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 1307 NORMANDY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$535,000
220 NORMANDY CIRCLE W · same community
3 bd · 2 ba · 1,950 sqft · $274/sqft · 30 DOM
Sold · Jan ’26$715,000
2830 RESNIK CIRCLE W
4 bd · 3 ba · 2,562 sqft · $279/sqft · 133 DOM
Sold · Jan ’26$899,000
1440 WETHERINGTON WAY
4 bd · 3 ba · 2,556 sqft · $352/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1307 NORMANDY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1307 NORMANDY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
1307 NORMANDY CIRCLE FAQs
What would the monthly payment be for 1307 NORMANDY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,247/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1307 NORMANDY CIRCLE?+
The most recent tax bill on record (2025) was $9,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $749,900, this home is listed about 100% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1307 NORMANDY CIRCLE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$749,900 runs 87% above the PALM HARBOR 34683 median — but at 2,660 sqft it's also nearly twice the size of the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
93 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $778,000, now $749,900 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROPERTY GROUP LLC · Oscar Huerta. MLS #TB8500489.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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