35194 ACKLEY TRACE, ZEPHYRHILLS, FL, 33541
Active94 days on marketListed Apr 22, 2026MLS #TB8500073
About this home
35194 ACKLEY TRACE
This stunning two-story home perfectly blends comfort, style, and functionality, making it ideal for growing families. Featuring five spacious bedrooms and 2.5 beautifully designed bathrooms with modern finishes, this home offers the perfect balance of elegance and practicality. The open-concept layout includes generous living and dining areas, along with a modern kitchen designed for entertaining and creating unforgettable family moments. A spacious two-car garage adds both convenience and security. Located in a rapidly growing area, this property is not only a beautiful home but also an excellent investment opportunity. Nestled within a thoughtfully planned community, residents enjoy access to exceptional amenities, including green spaces, parks, walking trails, recreational areas, and possibly a resort-style pool and clubhouse—creating the perfect setting for an active and family-friendly lifestyle. Conveniently located near Tampa Premium Outlets, Shops at Wiregrass, KRATE at the Grove, top-rated schools, major universities, dining, entertainment, Downtown Tampa, Tampa International Airport, and Florida’s award-winning beaches, this home truly offers the best of location and lifestyle. Don’t miss the opportunity to make this exceptional property your new home—schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,217
Sqft
0.1 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Zephyrhills actives
$178 vs $170
Days on market
94 vs 44 typical
Where $178/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
203 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 35194 ACKLEY TRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$365,000
1726 LANIER ROAD · same community
4 bd · 2.5 ba · 1,870 sqft · $195/sqft · 199 DOM
Sold · Feb ’26$606,220
34724 LOWERY TRAIL
4 bd · 3 ba · 2,257 sqft · $269/sqft · 10 DOM
Sold · Mar ’26$508,999
1668 ANSON LANE
4 bd · 2.5 ba · 2,391 sqft · $213/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 35194 ACKLEY TRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35194 ACKLEY TRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
35194 ACKLEY TRACE FAQs
What would the monthly payment be for 35194 ACKLEY TRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,333/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 35194 ACKLEY TRACE?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 35194 ACKLEY TRACE?+
The most recent tax bill on record (2025) was $7,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 35194 ACKLEY TRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $394,900, this home is listed about 28% above the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 35194 ACKLEY TRACE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$394,900 runs 22% above the ZEPHYRHILLS 33541 median — but at 2,217 sqft it's also 38% larger than the typical Zephyrhills listing.
02Time on market is leverage
94 days on market against a Zephyrhills median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $399,900, now $394,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Raul Riano. MLS #TB8500073.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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