Eric Chery
$160,000$175,000≈$1,311 /mo all-in ↓

3463 PARAGON TERRACE, HERNANDO BEACH, FL, 34607

Active97 days on marketListed Apr 17, 2026MLS #TB8499161

✦ Priced 50% below the HERNANDO BEACH 34607 median✦ Reduced $15KWaterfrontGULF COAST RET

About this home

3463 PARAGON TERRACE

Fast, Direct Gulf Access! Large Corner Lot! NEW SEAWALL! NO HOA! Everything you need to build your waterfront Dream Home! Nearby Marina and many shops and restaurants! Also, nearby the famous Weeki Wachee River and Buccaneer Bay! Beautiful neighborhood! Imagine parking your boat in your backyard and sailing away anytime you feel like it? Wonderful! This is a rare find!

Facts & features

The home at a glance

0.15 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$1,655/yr

Utilities & systems

UtilitiesCable Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,311 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,311/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hernando Beach

Map of 3463 PARAGON TERRACE

Drive times from this address

Tampa Int’l Airport (TPA)≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★★
ElementaryDeltona Elementary School★★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$495K → $488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $160,000 ▼ $15K
Apr 17, 2026Listed at $175,000 · 97 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Eric Chery

Your agent

Eric Chery

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3463 PARAGON TERRACE — start here.

CallText
eric.chery@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3463 PARAGON TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to Eric's phone and CRM.

Goes straight to Eric’s phone and CRM.

Straight answers

3463 PARAGON TERRACE FAQs

What would the monthly payment be for 3463 PARAGON TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3463 PARAGON TERRACE?+

The most recent tax bill on record (2025) was $1,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando Beach?+

At $160,000, this home is listed about 71% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3463 PARAGON TERRACE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HERNANDO BEACH 34607 market on paper

$160,000 is 50% below the HERNANDO BEACH 34607 median of $320,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

97 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $175,000, now $160,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of DENNIS REALTY & INV. CORP. · Joseph Buchi. MLS #TB8499161.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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