12475 4TH STREET E, TREASURE ISLAND, FL, 33706
Active98 days on marketListed Apr 17, 2026MLS #TB8498819
About this home
12475 4TH STREET E
Welcome to your Treasure Island Boater’s Paradise! This stunning waterfront home on a wide, deep-water canal is ready for your enjoyment! This property comes with an impressive array of updates: Metal Roof, Pool Equipment, Front Door, Garage Door, AC System, Hot Water Heater, Dock—featuring a 10,000 lb boat lift and an additional jet ski lift! Newer seawall and impact windows. The canal is perfect for sailboats and offers direct Gulf of Mexico access within minutes. The home is located in the highly desired Isle of Capri, just a short walk to Sunshine Beach and directly across the water from Johns Pass Village, offering dining, shopping, and entertainment. Inside, the home features a split floor plan. Two spacious bedrooms and a bathroom are located on one side of the home, while the large primary suite offers privacy on the other. Vaulted ceilings in the living room creates an open airy feel. The beautifully remodeled kitchen is a true highlight, featuring KitchenAid appliances, granite countertops, ample storage, and a large island perfect for entertaining. Off the back of the home, you’ll find a bright and inviting sunroom filled with natural light, offering spectacular water views and overlooking the pool area—perfect for relaxing or hosting guests. The exterior includes a large 2-car garage and a DeGeorge circular driveway, providing plenty of parking. This is coastal living at its finest—don’t miss your chance to make this Treasure Island gem your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,984
Sqft
0.19 ac
Lot size
2
Garage
1963
Year built
One
Levels
$721
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,192 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,192/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.8%
$/sqft vs CAPRI ISLE SUB
$721 vs $702
Days on market
98 vs 74 typical
Where $721/sqft sits among the 6 homes for sale in CAPRI ISLE SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Capri Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Capri Isle — neighborhood snapshot
Population
1,978
Median age
60
Median income
$129,262
Median home value
$668,850
Avg household
2
Households w/ children
44%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
2 of 6
CAPRI ISLE SUB have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 218% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 12475 4TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$985,000
12170 4TH STREET E · same community
3 bd · 2 ba · 1,982 sqft · $497/sqft · 177 DOM
Sold · Oct ’25$835,000
12405 4TH STREET E · same community
3 bd · 2 ba · 1,949 sqft · $428/sqft · 52 DOM
Sold · Jun ’26$875,000
11870 6TH STREET E · same community
3 bd · 2.5 ba · 2,025 sqft · $432/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Eric Chery
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12475 4TH STREET E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12475 4TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Eric's phone and CRM.
Straight answers
12475 4TH STREET E FAQs
What would the monthly payment be for 12475 4TH STREET E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,192/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12475 4TH STREET E?+
The most recent tax bill on record (2025) was $9,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Treasure Island?+
At $1,430,000, this home is listed about 117% above the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12475 4TH STREET E?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,430,000 runs 218% above the TREASURE ISLAND 33706 median — but at 1,984 sqft it's also 52% larger than the typical Treasure Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Casey Franks. MLS #TB8498819.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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